LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,770
−HK$7,072/mo
▼ 0.25% · 3.875%
HK$116,278
−HK$3,564/mo
Today · 4.125%
HK$119,842
baseline
▲ 0.50% · 4.625%
HK$127,134
+HK$7,292/mo
Deposit HK$24.73M · loan HK$24.73M · min. income ≈ HK$239,684/mo (50% DSR)
Upfront cash ≈ HK$26.83M (deposit + AVD stamp duty HK$2,101,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,456
−HK$6,778/mo
▼ 0.25% · 3.875%
HK$128,821
−HK$3,413/mo
Today · 4.125%
HK$132,234
baseline
▲ 0.50% · 4.625%
HK$139,204
+HK$6,970/mo
Deposit HK$24.73M · loan HK$24.73M · min. income ≈ HK$264,468/mo (50% DSR)
Upfront cash ≈ HK$26.83M (deposit + AVD stamp duty HK$2,101,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,324
−HK$8,486/mo
▼ 0.25% · 3.875%
HK$139,534
−HK$4,276/mo
Today · 4.125%
HK$143,810
baseline
▲ 0.50% · 4.625%
HK$152,561
+HK$8,751/mo
Deposit HK$19.78M · loan HK$29.67M · min. income ≈ HK$287,620/mo (50% DSR)
Upfront cash ≈ HK$21.88M (deposit + AVD stamp duty HK$2,101,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,547
−HK$8,134/mo
▼ 0.25% · 3.875%
HK$154,585
−HK$4,096/mo
Today · 4.125%
HK$158,681
baseline
▲ 0.50% · 4.625%
HK$167,045
+HK$8,364/mo
Deposit HK$19.78M · loan HK$29.67M · min. income ≈ HK$317,362/mo (50% DSR)
Upfront cash ≈ HK$21.88M (deposit + AVD stamp duty HK$2,101,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,879
−HK$9,900/mo
▼ 0.25% · 3.875%
HK$162,789
−HK$4,990/mo
Today · 4.125%
HK$167,779
baseline
▲ 0.50% · 4.625%
HK$177,988
+HK$10,209/mo
Deposit HK$14.84M · loan HK$34.62M · min. income ≈ HK$335,558/mo (50% DSR)
Upfront cash ≈ HK$16.94M (deposit + AVD stamp duty HK$2,101,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,638
−HK$9,489/mo
▼ 0.25% · 3.875%
HK$180,349
−HK$4,778/mo
Today · 4.125%
HK$185,127
baseline
▲ 0.50% · 4.625%
HK$194,886
+HK$9,759/mo
Deposit HK$14.84M · loan HK$34.62M · min. income ≈ HK$370,254/mo (50% DSR)
Upfront cash ≈ HK$16.94M (deposit + AVD stamp duty HK$2,101,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,987
−HK$12,729/mo
▼ 0.25% · 3.875%
HK$209,301
−HK$6,415/mo
Today · 4.125%
HK$215,716
baseline
▲ 0.50% · 4.625%
HK$228,842
+HK$13,126/mo
Deposit HK$4.95M · loan HK$44.51M · min. income ≈ HK$431,432/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$2,101,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,821
−HK$12,200/mo
▼ 0.25% · 3.875%
HK$231,877
−HK$6,144/mo
Today · 4.125%
HK$238,021
baseline
▲ 0.50% · 4.625%
HK$250,567
+HK$12,546/mo
Deposit HK$4.95M · loan HK$44.51M · min. income ≈ HK$476,042/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$2,101,843 · Scale 2, in force from 26 Feb 2026)