LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,773
−HK$7,072/mo
▼ 0.25% · 3.875%
HK$116,281
−HK$3,564/mo
Today · 4.125%
HK$119,845
baseline
▲ 0.50% · 4.625%
HK$127,137
+HK$7,292/mo
Deposit HK$24.73M · loan HK$24.73M · min. income ≈ HK$239,690/mo (50% DSR)
Upfront cash ≈ HK$26.83M (deposit + AVD stamp duty HK$2,101,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,459
−HK$6,778/mo
▼ 0.25% · 3.875%
HK$128,823
−HK$3,414/mo
Today · 4.125%
HK$132,237
baseline
▲ 0.50% · 4.625%
HK$139,207
+HK$6,970/mo
Deposit HK$24.73M · loan HK$24.73M · min. income ≈ HK$264,474/mo (50% DSR)
Upfront cash ≈ HK$26.83M (deposit + AVD stamp duty HK$2,101,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,327
−HK$8,487/mo
▼ 0.25% · 3.875%
HK$139,537
−HK$4,277/mo
Today · 4.125%
HK$143,814
baseline
▲ 0.50% · 4.625%
HK$152,564
+HK$8,750/mo
Deposit HK$19.78M · loan HK$29.67M · min. income ≈ HK$287,628/mo (50% DSR)
Upfront cash ≈ HK$21.88M (deposit + AVD stamp duty HK$2,101,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,550
−HK$8,134/mo
▼ 0.25% · 3.875%
HK$154,588
−HK$4,096/mo
Today · 4.125%
HK$158,684
baseline
▲ 0.50% · 4.625%
HK$167,049
+HK$8,365/mo
Deposit HK$19.78M · loan HK$29.67M · min. income ≈ HK$317,368/mo (50% DSR)
Upfront cash ≈ HK$21.88M (deposit + AVD stamp duty HK$2,101,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,882
−HK$9,901/mo
▼ 0.25% · 3.875%
HK$162,793
−HK$4,990/mo
Today · 4.125%
HK$167,783
baseline
▲ 0.50% · 4.625%
HK$177,992
+HK$10,209/mo
Deposit HK$14.84M · loan HK$34.62M · min. income ≈ HK$335,566/mo (50% DSR)
Upfront cash ≈ HK$16.94M (deposit + AVD stamp duty HK$2,101,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,642
−HK$9,490/mo
▼ 0.25% · 3.875%
HK$180,353
−HK$4,779/mo
Today · 4.125%
HK$185,132
baseline
▲ 0.50% · 4.625%
HK$194,890
+HK$9,758/mo
Deposit HK$14.84M · loan HK$34.62M · min. income ≈ HK$370,264/mo (50% DSR)
Upfront cash ≈ HK$16.94M (deposit + AVD stamp duty HK$2,101,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,991
−HK$12,729/mo
▼ 0.25% · 3.875%
HK$209,305
−HK$6,415/mo
Today · 4.125%
HK$215,720
baseline
▲ 0.50% · 4.625%
HK$228,847
+HK$13,127/mo
Deposit HK$4.95M · loan HK$44.51M · min. income ≈ HK$431,440/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$2,101,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,826
−HK$12,200/mo
▼ 0.25% · 3.875%
HK$231,882
−HK$6,144/mo
Today · 4.125%
HK$238,026
baseline
▲ 0.50% · 4.625%
HK$250,573
+HK$12,547/mo
Deposit HK$4.95M · loan HK$44.51M · min. income ≈ HK$476,052/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$2,101,890 · Scale 2, in force from 26 Feb 2026)