LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,785
−HK$7,073/mo
▼ 0.25% · 3.875%
HK$116,293
−HK$3,565/mo
Today · 4.125%
HK$119,858
baseline
▲ 0.50% · 4.625%
HK$127,151
+HK$7,293/mo
Deposit HK$24.73M · loan HK$24.73M · min. income ≈ HK$239,716/mo (50% DSR)
Upfront cash ≈ HK$26.83M (deposit + AVD stamp duty HK$2,102,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,472
−HK$6,779/mo
▼ 0.25% · 3.875%
HK$128,837
−HK$3,414/mo
Today · 4.125%
HK$132,251
baseline
▲ 0.50% · 4.625%
HK$139,222
+HK$6,971/mo
Deposit HK$24.73M · loan HK$24.73M · min. income ≈ HK$264,502/mo (50% DSR)
Upfront cash ≈ HK$26.83M (deposit + AVD stamp duty HK$2,102,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,342
−HK$8,487/mo
▼ 0.25% · 3.875%
HK$139,552
−HK$4,277/mo
Today · 4.125%
HK$143,829
baseline
▲ 0.50% · 4.625%
HK$152,581
+HK$8,752/mo
Deposit HK$19.78M · loan HK$29.68M · min. income ≈ HK$287,658/mo (50% DSR)
Upfront cash ≈ HK$21.89M (deposit + AVD stamp duty HK$2,102,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,567
−HK$8,134/mo
▼ 0.25% · 3.875%
HK$154,605
−HK$4,096/mo
Today · 4.125%
HK$158,701
baseline
▲ 0.50% · 4.625%
HK$167,067
+HK$8,366/mo
Deposit HK$19.78M · loan HK$29.68M · min. income ≈ HK$317,402/mo (50% DSR)
Upfront cash ≈ HK$21.89M (deposit + AVD stamp duty HK$2,102,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,899
−HK$9,902/mo
▼ 0.25% · 3.875%
HK$162,810
−HK$4,991/mo
Today · 4.125%
HK$167,801
baseline
▲ 0.50% · 4.625%
HK$178,011
+HK$10,210/mo
Deposit HK$14.84M · loan HK$34.62M · min. income ≈ HK$335,602/mo (50% DSR)
Upfront cash ≈ HK$16.94M (deposit + AVD stamp duty HK$2,102,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,661
−HK$9,490/mo
▼ 0.25% · 3.875%
HK$180,372
−HK$4,779/mo
Today · 4.125%
HK$185,151
baseline
▲ 0.50% · 4.625%
HK$194,911
+HK$9,760/mo
Deposit HK$14.84M · loan HK$34.62M · min. income ≈ HK$370,302/mo (50% DSR)
Upfront cash ≈ HK$16.94M (deposit + AVD stamp duty HK$2,102,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,013
−HK$12,731/mo
▼ 0.25% · 3.875%
HK$209,328
−HK$6,416/mo
Today · 4.125%
HK$215,744
baseline
▲ 0.50% · 4.625%
HK$228,871
+HK$13,127/mo
Deposit HK$4.95M · loan HK$44.52M · min. income ≈ HK$431,488/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$2,102,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,850
−HK$12,202/mo
▼ 0.25% · 3.875%
HK$231,907
−HK$6,145/mo
Today · 4.125%
HK$238,052
baseline
▲ 0.50% · 4.625%
HK$250,600
+HK$12,548/mo
Deposit HK$4.95M · loan HK$44.52M · min. income ≈ HK$476,104/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$2,102,114 · Scale 2, in force from 26 Feb 2026)