LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,279
−HK$707/mo
▼ 0.25% · 3.875%
HK$11,629
−HK$357/mo
Today · 4.125%
HK$11,986
baseline
▲ 0.50% · 4.625%
HK$12,715
+HK$729/mo
Deposit HK$2.47M · loan HK$2.47M · min. income ≈ HK$23,972/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$111,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,547
−HK$678/mo
▼ 0.25% · 3.875%
HK$12,884
−HK$341/mo
Today · 4.125%
HK$13,225
baseline
▲ 0.50% · 4.625%
HK$13,922
+HK$697/mo
Deposit HK$2.47M · loan HK$2.47M · min. income ≈ HK$26,450/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$111,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,534
−HK$849/mo
▼ 0.25% · 3.875%
HK$13,955
−HK$428/mo
Today · 4.125%
HK$14,383
baseline
▲ 0.50% · 4.625%
HK$15,258
+HK$875/mo
Deposit HK$1.98M · loan HK$2.97M · min. income ≈ HK$28,766/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$111,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,057
−HK$813/mo
▼ 0.25% · 3.875%
HK$15,461
−HK$409/mo
Today · 4.125%
HK$15,870
baseline
▲ 0.50% · 4.625%
HK$16,707
+HK$837/mo
Deposit HK$1.98M · loan HK$2.97M · min. income ≈ HK$31,740/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$111,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,790
−HK$990/mo
▼ 0.25% · 3.875%
HK$16,281
−HK$499/mo
Today · 4.125%
HK$16,780
baseline
▲ 0.50% · 4.625%
HK$17,801
+HK$1,021/mo
Deposit HK$1.48M · loan HK$3.46M · min. income ≈ HK$33,560/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$111,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,566
−HK$949/mo
▼ 0.25% · 3.875%
HK$18,037
−HK$478/mo
Today · 4.125%
HK$18,515
baseline
▲ 0.50% · 4.625%
HK$19,491
+HK$976/mo
Deposit HK$1.48M · loan HK$3.46M · min. income ≈ HK$37,030/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$111,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,301
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$20,933
−HK$642/mo
Today · 4.125%
HK$21,575
baseline
▲ 0.50% · 4.625%
HK$22,887
+HK$1,312/mo
Deposit HK$495K · loan HK$4.45M · min. income ≈ HK$43,150/mo (50% DSR)
Upfront cash ≈ HK$606K (deposit + AVD stamp duty HK$111,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,585
−HK$1,220/mo
▼ 0.25% · 3.875%
HK$23,191
−HK$614/mo
Today · 4.125%
HK$23,805
baseline
▲ 0.50% · 4.625%
HK$25,060
+HK$1,255/mo
Deposit HK$495K · loan HK$4.45M · min. income ≈ HK$47,610/mo (50% DSR)
Upfront cash ≈ HK$606K (deposit + AVD stamp duty HK$111,290 · Scale 2, in force from 26 Feb 2026)