LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,281
−HK$707/mo
▼ 0.25% · 3.875%
HK$11,632
−HK$356/mo
Today · 4.125%
HK$11,988
baseline
▲ 0.50% · 4.625%
HK$12,717
+HK$729/mo
Deposit HK$2.47M · loan HK$2.47M · min. income ≈ HK$23,976/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$111,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,550
−HK$678/mo
▼ 0.25% · 3.875%
HK$12,886
−HK$342/mo
Today · 4.125%
HK$13,228
baseline
▲ 0.50% · 4.625%
HK$13,925
+HK$697/mo
Deposit HK$2.47M · loan HK$2.47M · min. income ≈ HK$26,456/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$111,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,537
−HK$849/mo
▼ 0.25% · 3.875%
HK$13,958
−HK$428/mo
Today · 4.125%
HK$14,386
baseline
▲ 0.50% · 4.625%
HK$15,261
+HK$875/mo
Deposit HK$1.98M · loan HK$2.97M · min. income ≈ HK$28,772/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$111,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,060
−HK$813/mo
▼ 0.25% · 3.875%
HK$15,463
−HK$410/mo
Today · 4.125%
HK$15,873
baseline
▲ 0.50% · 4.625%
HK$16,710
+HK$837/mo
Deposit HK$1.98M · loan HK$2.97M · min. income ≈ HK$31,746/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$111,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,793
−HK$990/mo
▼ 0.25% · 3.875%
HK$16,284
−HK$499/mo
Today · 4.125%
HK$16,783
baseline
▲ 0.50% · 4.625%
HK$17,804
+HK$1,021/mo
Deposit HK$1.48M · loan HK$3.46M · min. income ≈ HK$33,566/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$111,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,569
−HK$950/mo
▼ 0.25% · 3.875%
HK$18,041
−HK$478/mo
Today · 4.125%
HK$18,519
baseline
▲ 0.50% · 4.625%
HK$19,495
+HK$976/mo
Deposit HK$1.48M · loan HK$3.46M · min. income ≈ HK$37,038/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$111,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,305
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$20,937
−HK$641/mo
Today · 4.125%
HK$21,578
baseline
▲ 0.50% · 4.625%
HK$22,891
+HK$1,313/mo
Deposit HK$495K · loan HK$4.45M · min. income ≈ HK$43,156/mo (50% DSR)
Upfront cash ≈ HK$606K (deposit + AVD stamp duty HK$111,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,589
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$23,195
−HK$615/mo
Today · 4.125%
HK$23,810
baseline
▲ 0.50% · 4.625%
HK$25,065
+HK$1,255/mo
Deposit HK$495K · loan HK$4.45M · min. income ≈ HK$47,620/mo (50% DSR)
Upfront cash ≈ HK$606K (deposit + AVD stamp duty HK$111,310 · Scale 2, in force from 26 Feb 2026)