LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,828
−HK$7,076/mo
▼ 0.25% · 3.875%
HK$116,338
−HK$3,566/mo
Today · 4.125%
HK$119,904
baseline
▲ 0.50% · 4.625%
HK$127,200
+HK$7,296/mo
Deposit HK$24.74M · loan HK$24.74M · min. income ≈ HK$239,808/mo (50% DSR)
Upfront cash ≈ HK$26.84M (deposit + AVD stamp duty HK$2,102,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,521
−HK$6,781/mo
▼ 0.25% · 3.875%
HK$128,887
−HK$3,415/mo
Today · 4.125%
HK$132,302
baseline
▲ 0.50% · 4.625%
HK$139,276
+HK$6,974/mo
Deposit HK$24.74M · loan HK$24.74M · min. income ≈ HK$264,604/mo (50% DSR)
Upfront cash ≈ HK$26.84M (deposit + AVD stamp duty HK$2,102,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,394
−HK$8,491/mo
▼ 0.25% · 3.875%
HK$139,606
−HK$4,279/mo
Today · 4.125%
HK$143,885
baseline
▲ 0.50% · 4.625%
HK$152,640
+HK$8,755/mo
Deposit HK$19.79M · loan HK$29.69M · min. income ≈ HK$287,770/mo (50% DSR)
Upfront cash ≈ HK$21.90M (deposit + AVD stamp duty HK$2,102,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,625
−HK$8,137/mo
▼ 0.25% · 3.875%
HK$154,664
−HK$4,098/mo
Today · 4.125%
HK$158,762
baseline
▲ 0.50% · 4.625%
HK$167,131
+HK$8,369/mo
Deposit HK$19.79M · loan HK$29.69M · min. income ≈ HK$317,524/mo (50% DSR)
Upfront cash ≈ HK$21.90M (deposit + AVD stamp duty HK$2,102,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,960
−HK$9,905/mo
▼ 0.25% · 3.875%
HK$162,873
−HK$4,992/mo
Today · 4.125%
HK$167,865
baseline
▲ 0.50% · 4.625%
HK$178,080
+HK$10,215/mo
Deposit HK$14.84M · loan HK$34.64M · min. income ≈ HK$335,730/mo (50% DSR)
Upfront cash ≈ HK$16.95M (deposit + AVD stamp duty HK$2,102,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,729
−HK$9,494/mo
▼ 0.25% · 3.875%
HK$180,442
−HK$4,781/mo
Today · 4.125%
HK$185,223
baseline
▲ 0.50% · 4.625%
HK$194,986
+HK$9,763/mo
Deposit HK$14.84M · loan HK$34.64M · min. income ≈ HK$370,446/mo (50% DSR)
Upfront cash ≈ HK$16.95M (deposit + AVD stamp duty HK$2,102,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,091
−HK$12,736/mo
▼ 0.25% · 3.875%
HK$209,409
−HK$6,418/mo
Today · 4.125%
HK$215,827
baseline
▲ 0.50% · 4.625%
HK$228,959
+HK$13,132/mo
Deposit HK$4.95M · loan HK$44.53M · min. income ≈ HK$431,654/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$2,102,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,937
−HK$12,207/mo
▼ 0.25% · 3.875%
HK$231,996
−HK$6,148/mo
Today · 4.125%
HK$238,144
baseline
▲ 0.50% · 4.625%
HK$250,697
+HK$12,553/mo
Deposit HK$4.95M · loan HK$44.53M · min. income ≈ HK$476,288/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$2,102,926 · Scale 2, in force from 26 Feb 2026)