LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,840
−HK$7,076/mo
▼ 0.25% · 3.875%
HK$116,350
−HK$3,566/mo
Today · 4.125%
HK$119,916
baseline
▲ 0.50% · 4.625%
HK$127,213
+HK$7,297/mo
Deposit HK$24.74M · loan HK$24.74M · min. income ≈ HK$239,832/mo (50% DSR)
Upfront cash ≈ HK$26.85M (deposit + AVD stamp duty HK$2,103,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,534
−HK$6,782/mo
▼ 0.25% · 3.875%
HK$128,901
−HK$3,415/mo
Today · 4.125%
HK$132,316
baseline
▲ 0.50% · 4.625%
HK$139,291
+HK$6,975/mo
Deposit HK$24.74M · loan HK$24.74M · min. income ≈ HK$264,632/mo (50% DSR)
Upfront cash ≈ HK$26.85M (deposit + AVD stamp duty HK$2,103,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,408
−HK$8,492/mo
▼ 0.25% · 3.875%
HK$139,620
−HK$4,280/mo
Today · 4.125%
HK$143,900
baseline
▲ 0.50% · 4.625%
HK$152,656
+HK$8,756/mo
Deposit HK$19.79M · loan HK$29.69M · min. income ≈ HK$287,800/mo (50% DSR)
Upfront cash ≈ HK$21.90M (deposit + AVD stamp duty HK$2,103,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,641
−HK$8,138/mo
▼ 0.25% · 3.875%
HK$154,681
−HK$4,098/mo
Today · 4.125%
HK$158,779
baseline
▲ 0.50% · 4.625%
HK$167,149
+HK$8,370/mo
Deposit HK$19.79M · loan HK$29.69M · min. income ≈ HK$317,558/mo (50% DSR)
Upfront cash ≈ HK$21.90M (deposit + AVD stamp duty HK$2,103,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,977
−HK$9,906/mo
▼ 0.25% · 3.875%
HK$162,891
−HK$4,992/mo
Today · 4.125%
HK$167,883
baseline
▲ 0.50% · 4.625%
HK$178,098
+HK$10,215/mo
Deposit HK$14.85M · loan HK$34.64M · min. income ≈ HK$335,766/mo (50% DSR)
Upfront cash ≈ HK$16.95M (deposit + AVD stamp duty HK$2,103,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,747
−HK$9,495/mo
▼ 0.25% · 3.875%
HK$180,461
−HK$4,781/mo
Today · 4.125%
HK$185,242
baseline
▲ 0.50% · 4.625%
HK$195,007
+HK$9,765/mo
Deposit HK$14.85M · loan HK$34.64M · min. income ≈ HK$370,484/mo (50% DSR)
Upfront cash ≈ HK$16.95M (deposit + AVD stamp duty HK$2,103,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,113
−HK$12,737/mo
▼ 0.25% · 3.875%
HK$209,431
−HK$6,419/mo
Today · 4.125%
HK$215,850
baseline
▲ 0.50% · 4.625%
HK$228,984
+HK$13,134/mo
Deposit HK$4.95M · loan HK$44.54M · min. income ≈ HK$431,700/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$2,103,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,961
−HK$12,208/mo
▼ 0.25% · 3.875%
HK$232,021
−HK$6,148/mo
Today · 4.125%
HK$238,169
baseline
▲ 0.50% · 4.625%
HK$250,723
+HK$12,554/mo
Deposit HK$4.95M · loan HK$44.54M · min. income ≈ HK$476,338/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$2,103,149 · Scale 2, in force from 26 Feb 2026)