LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,284
−HK$708/mo
▼ 0.25% · 3.875%
HK$11,635
−HK$357/mo
Today · 4.125%
HK$11,992
baseline
▲ 0.50% · 4.625%
HK$12,722
+HK$730/mo
Deposit HK$2.47M · loan HK$2.47M · min. income ≈ HK$23,984/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$111,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,554
−HK$678/mo
▼ 0.25% · 3.875%
HK$12,890
−HK$342/mo
Today · 4.125%
HK$13,232
baseline
▲ 0.50% · 4.625%
HK$13,930
+HK$698/mo
Deposit HK$2.47M · loan HK$2.47M · min. income ≈ HK$26,464/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$111,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,541
−HK$849/mo
▼ 0.25% · 3.875%
HK$13,963
−HK$427/mo
Today · 4.125%
HK$14,390
baseline
▲ 0.50% · 4.625%
HK$15,266
+HK$876/mo
Deposit HK$1.98M · loan HK$2.97M · min. income ≈ HK$28,780/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$111,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,065
−HK$813/mo
▼ 0.25% · 3.875%
HK$15,469
−HK$409/mo
Today · 4.125%
HK$15,878
baseline
▲ 0.50% · 4.625%
HK$16,715
+HK$837/mo
Deposit HK$1.98M · loan HK$2.97M · min. income ≈ HK$31,756/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$111,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,798
−HK$991/mo
▼ 0.25% · 3.875%
HK$16,290
−HK$499/mo
Today · 4.125%
HK$16,789
baseline
▲ 0.50% · 4.625%
HK$17,810
+HK$1,021/mo
Deposit HK$1.48M · loan HK$3.46M · min. income ≈ HK$33,578/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$111,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,575
−HK$950/mo
▼ 0.25% · 3.875%
HK$18,047
−HK$478/mo
Today · 4.125%
HK$18,525
baseline
▲ 0.50% · 4.625%
HK$19,501
+HK$976/mo
Deposit HK$1.48M · loan HK$3.46M · min. income ≈ HK$37,050/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$111,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,312
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$20,944
−HK$642/mo
Today · 4.125%
HK$21,586
baseline
▲ 0.50% · 4.625%
HK$22,899
+HK$1,313/mo
Deposit HK$495K · loan HK$4.45M · min. income ≈ HK$43,172/mo (50% DSR)
Upfront cash ≈ HK$606K (deposit + AVD stamp duty HK$111,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,597
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$23,203
−HK$615/mo
Today · 4.125%
HK$23,818
baseline
▲ 0.50% · 4.625%
HK$25,073
+HK$1,255/mo
Deposit HK$495K · loan HK$4.45M · min. income ≈ HK$47,636/mo (50% DSR)
Upfront cash ≈ HK$606K (deposit + AVD stamp duty HK$111,347 · Scale 2, in force from 26 Feb 2026)