LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,864
−HK$7,078/mo
▼ 0.25% · 3.875%
HK$116,375
−HK$3,567/mo
Today · 4.125%
HK$119,942
baseline
▲ 0.50% · 4.625%
HK$127,240
+HK$7,298/mo
Deposit HK$24.75M · loan HK$24.75M · min. income ≈ HK$239,884/mo (50% DSR)
Upfront cash ≈ HK$26.85M (deposit + AVD stamp duty HK$2,103,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,560
−HK$6,784/mo
▼ 0.25% · 3.875%
HK$128,928
−HK$3,416/mo
Today · 4.125%
HK$132,344
baseline
▲ 0.50% · 4.625%
HK$139,320
+HK$6,976/mo
Deposit HK$24.75M · loan HK$24.75M · min. income ≈ HK$264,688/mo (50% DSR)
Upfront cash ≈ HK$26.85M (deposit + AVD stamp duty HK$2,103,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,437
−HK$8,493/mo
▼ 0.25% · 3.875%
HK$139,650
−HK$4,280/mo
Today · 4.125%
HK$143,930
baseline
▲ 0.50% · 4.625%
HK$152,688
+HK$8,758/mo
Deposit HK$19.80M · loan HK$29.70M · min. income ≈ HK$287,860/mo (50% DSR)
Upfront cash ≈ HK$21.90M (deposit + AVD stamp duty HK$2,103,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,672
−HK$8,141/mo
▼ 0.25% · 3.875%
HK$154,713
−HK$4,100/mo
Today · 4.125%
HK$158,813
baseline
▲ 0.50% · 4.625%
HK$167,184
+HK$8,371/mo
Deposit HK$19.80M · loan HK$29.70M · min. income ≈ HK$317,626/mo (50% DSR)
Upfront cash ≈ HK$21.90M (deposit + AVD stamp duty HK$2,103,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,010
−HK$9,909/mo
▼ 0.25% · 3.875%
HK$162,925
−HK$4,994/mo
Today · 4.125%
HK$167,919
baseline
▲ 0.50% · 4.625%
HK$178,136
+HK$10,217/mo
Deposit HK$14.85M · loan HK$34.65M · min. income ≈ HK$335,838/mo (50% DSR)
Upfront cash ≈ HK$16.95M (deposit + AVD stamp duty HK$2,103,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,784
−HK$9,498/mo
▼ 0.25% · 3.875%
HK$180,499
−HK$4,783/mo
Today · 4.125%
HK$185,282
baseline
▲ 0.50% · 4.625%
HK$195,048
+HK$9,766/mo
Deposit HK$14.85M · loan HK$34.65M · min. income ≈ HK$370,564/mo (50% DSR)
Upfront cash ≈ HK$16.95M (deposit + AVD stamp duty HK$2,103,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,156
−HK$12,739/mo
▼ 0.25% · 3.875%
HK$209,475
−HK$6,420/mo
Today · 4.125%
HK$215,895
baseline
▲ 0.50% · 4.625%
HK$229,032
+HK$13,137/mo
Deposit HK$4.95M · loan HK$44.55M · min. income ≈ HK$431,790/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$2,103,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,009
−HK$12,210/mo
▼ 0.25% · 3.875%
HK$232,070
−HK$6,149/mo
Today · 4.125%
HK$238,219
baseline
▲ 0.50% · 4.625%
HK$250,776
+HK$12,557/mo
Deposit HK$4.95M · loan HK$44.55M · min. income ≈ HK$476,438/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$2,103,592 · Scale 2, in force from 26 Feb 2026)