LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,882
−HK$7,079/mo
▼ 0.25% · 3.875%
HK$116,394
−HK$3,567/mo
Today · 4.125%
HK$119,961
baseline
▲ 0.50% · 4.625%
HK$127,260
+HK$7,299/mo
Deposit HK$24.75M · loan HK$24.75M · min. income ≈ HK$239,922/mo (50% DSR)
Upfront cash ≈ HK$26.86M (deposit + AVD stamp duty HK$2,103,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,581
−HK$6,784/mo
▼ 0.25% · 3.875%
HK$128,949
−HK$3,416/mo
Today · 4.125%
HK$132,365
baseline
▲ 0.50% · 4.625%
HK$139,342
+HK$6,977/mo
Deposit HK$24.75M · loan HK$24.75M · min. income ≈ HK$264,730/mo (50% DSR)
Upfront cash ≈ HK$26.86M (deposit + AVD stamp duty HK$2,103,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,459
−HK$8,494/mo
▼ 0.25% · 3.875%
HK$139,672
−HK$4,281/mo
Today · 4.125%
HK$143,953
baseline
▲ 0.50% · 4.625%
HK$152,713
+HK$8,760/mo
Deposit HK$19.80M · loan HK$29.70M · min. income ≈ HK$287,906/mo (50% DSR)
Upfront cash ≈ HK$21.91M (deposit + AVD stamp duty HK$2,103,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,697
−HK$8,141/mo
▼ 0.25% · 3.875%
HK$154,738
−HK$4,100/mo
Today · 4.125%
HK$158,838
baseline
▲ 0.50% · 4.625%
HK$167,211
+HK$8,373/mo
Deposit HK$19.80M · loan HK$29.70M · min. income ≈ HK$317,676/mo (50% DSR)
Upfront cash ≈ HK$21.91M (deposit + AVD stamp duty HK$2,103,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,035
−HK$9,911/mo
▼ 0.25% · 3.875%
HK$162,951
−HK$4,995/mo
Today · 4.125%
HK$167,946
baseline
▲ 0.50% · 4.625%
HK$178,165
+HK$10,219/mo
Deposit HK$14.85M · loan HK$34.65M · min. income ≈ HK$335,892/mo (50% DSR)
Upfront cash ≈ HK$16.96M (deposit + AVD stamp duty HK$2,103,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,813
−HK$9,498/mo
▼ 0.25% · 3.875%
HK$180,528
−HK$4,783/mo
Today · 4.125%
HK$185,311
baseline
▲ 0.50% · 4.625%
HK$195,079
+HK$9,768/mo
Deposit HK$14.85M · loan HK$34.65M · min. income ≈ HK$370,622/mo (50% DSR)
Upfront cash ≈ HK$16.96M (deposit + AVD stamp duty HK$2,103,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,188
−HK$12,742/mo
▼ 0.25% · 3.875%
HK$209,509
−HK$6,421/mo
Today · 4.125%
HK$215,930
baseline
▲ 0.50% · 4.625%
HK$229,069
+HK$13,139/mo
Deposit HK$4.95M · loan HK$44.55M · min. income ≈ HK$431,860/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$2,103,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,045
−HK$12,213/mo
▼ 0.25% · 3.875%
HK$232,107
−HK$6,151/mo
Today · 4.125%
HK$238,258
baseline
▲ 0.50% · 4.625%
HK$250,816
+HK$12,558/mo
Deposit HK$4.95M · loan HK$44.55M · min. income ≈ HK$476,516/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$2,103,932 · Scale 2, in force from 26 Feb 2026)