LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,883
−HK$7,079/mo
▼ 0.25% · 3.875%
HK$116,395
−HK$3,567/mo
Today · 4.125%
HK$119,962
baseline
▲ 0.50% · 4.625%
HK$127,262
+HK$7,300/mo
Deposit HK$24.75M · loan HK$24.75M · min. income ≈ HK$239,924/mo (50% DSR)
Upfront cash ≈ HK$26.86M (deposit + AVD stamp duty HK$2,103,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,582
−HK$6,785/mo
▼ 0.25% · 3.875%
HK$128,950
−HK$3,417/mo
Today · 4.125%
HK$132,367
baseline
▲ 0.50% · 4.625%
HK$139,344
+HK$6,977/mo
Deposit HK$24.75M · loan HK$24.75M · min. income ≈ HK$264,734/mo (50% DSR)
Upfront cash ≈ HK$26.86M (deposit + AVD stamp duty HK$2,103,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,460
−HK$8,495/mo
▼ 0.25% · 3.875%
HK$139,674
−HK$4,281/mo
Today · 4.125%
HK$143,955
baseline
▲ 0.50% · 4.625%
HK$152,714
+HK$8,759/mo
Deposit HK$19.80M · loan HK$29.70M · min. income ≈ HK$287,910/mo (50% DSR)
Upfront cash ≈ HK$21.91M (deposit + AVD stamp duty HK$2,103,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,698
−HK$8,142/mo
▼ 0.25% · 3.875%
HK$154,740
−HK$4,100/mo
Today · 4.125%
HK$158,840
baseline
▲ 0.50% · 4.625%
HK$167,213
+HK$8,373/mo
Deposit HK$19.80M · loan HK$29.70M · min. income ≈ HK$317,680/mo (50% DSR)
Upfront cash ≈ HK$21.91M (deposit + AVD stamp duty HK$2,103,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,037
−HK$9,910/mo
▼ 0.25% · 3.875%
HK$162,953
−HK$4,994/mo
Today · 4.125%
HK$167,947
baseline
▲ 0.50% · 4.625%
HK$178,166
+HK$10,219/mo
Deposit HK$14.85M · loan HK$34.65M · min. income ≈ HK$335,894/mo (50% DSR)
Upfront cash ≈ HK$16.96M (deposit + AVD stamp duty HK$2,103,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,814
−HK$9,499/mo
▼ 0.25% · 3.875%
HK$180,530
−HK$4,783/mo
Today · 4.125%
HK$185,313
baseline
▲ 0.50% · 4.625%
HK$195,081
+HK$9,768/mo
Deposit HK$14.85M · loan HK$34.65M · min. income ≈ HK$370,626/mo (50% DSR)
Upfront cash ≈ HK$16.96M (deposit + AVD stamp duty HK$2,103,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,190
−HK$12,742/mo
▼ 0.25% · 3.875%
HK$209,511
−HK$6,421/mo
Today · 4.125%
HK$215,932
baseline
▲ 0.50% · 4.625%
HK$229,071
+HK$13,139/mo
Deposit HK$4.95M · loan HK$44.55M · min. income ≈ HK$431,864/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$2,103,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,047
−HK$12,213/mo
▼ 0.25% · 3.875%
HK$232,110
−HK$6,150/mo
Today · 4.125%
HK$238,260
baseline
▲ 0.50% · 4.625%
HK$250,819
+HK$12,559/mo
Deposit HK$4.95M · loan HK$44.55M · min. income ≈ HK$476,520/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$2,103,952 · Scale 2, in force from 26 Feb 2026)