LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,884
−HK$7,079/mo
▼ 0.25% · 3.875%
HK$116,396
−HK$3,567/mo
Today · 4.125%
HK$119,963
baseline
▲ 0.50% · 4.625%
HK$127,262
+HK$7,299/mo
Deposit HK$24.75M · loan HK$24.75M · min. income ≈ HK$239,926/mo (50% DSR)
Upfront cash ≈ HK$26.86M (deposit + AVD stamp duty HK$2,103,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,583
−HK$6,784/mo
▼ 0.25% · 3.875%
HK$128,951
−HK$3,416/mo
Today · 4.125%
HK$132,367
baseline
▲ 0.50% · 4.625%
HK$139,345
+HK$6,978/mo
Deposit HK$24.75M · loan HK$24.75M · min. income ≈ HK$264,734/mo (50% DSR)
Upfront cash ≈ HK$26.86M (deposit + AVD stamp duty HK$2,103,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,461
−HK$8,495/mo
▼ 0.25% · 3.875%
HK$139,675
−HK$4,281/mo
Today · 4.125%
HK$143,956
baseline
▲ 0.50% · 4.625%
HK$152,715
+HK$8,759/mo
Deposit HK$19.80M · loan HK$29.70M · min. income ≈ HK$287,912/mo (50% DSR)
Upfront cash ≈ HK$21.91M (deposit + AVD stamp duty HK$2,103,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,699
−HK$8,142/mo
▼ 0.25% · 3.875%
HK$154,741
−HK$4,100/mo
Today · 4.125%
HK$158,841
baseline
▲ 0.50% · 4.625%
HK$167,214
+HK$8,373/mo
Deposit HK$19.80M · loan HK$29.70M · min. income ≈ HK$317,682/mo (50% DSR)
Upfront cash ≈ HK$21.91M (deposit + AVD stamp duty HK$2,103,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,038
−HK$9,910/mo
▼ 0.25% · 3.875%
HK$162,954
−HK$4,994/mo
Today · 4.125%
HK$167,948
baseline
▲ 0.50% · 4.625%
HK$178,167
+HK$10,219/mo
Deposit HK$14.85M · loan HK$34.65M · min. income ≈ HK$335,896/mo (50% DSR)
Upfront cash ≈ HK$16.96M (deposit + AVD stamp duty HK$2,103,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,816
−HK$9,498/mo
▼ 0.25% · 3.875%
HK$180,531
−HK$4,783/mo
Today · 4.125%
HK$185,314
baseline
▲ 0.50% · 4.625%
HK$195,082
+HK$9,768/mo
Deposit HK$14.85M · loan HK$34.65M · min. income ≈ HK$370,628/mo (50% DSR)
Upfront cash ≈ HK$16.96M (deposit + AVD stamp duty HK$2,103,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,192
−HK$12,741/mo
▼ 0.25% · 3.875%
HK$209,512
−HK$6,421/mo
Today · 4.125%
HK$215,933
baseline
▲ 0.50% · 4.625%
HK$229,072
+HK$13,139/mo
Deposit HK$4.95M · loan HK$44.55M · min. income ≈ HK$431,866/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$2,103,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,049
−HK$12,212/mo
▼ 0.25% · 3.875%
HK$232,111
−HK$6,150/mo
Today · 4.125%
HK$238,261
baseline
▲ 0.50% · 4.625%
HK$250,820
+HK$12,559/mo
Deposit HK$4.95M · loan HK$44.55M · min. income ≈ HK$476,522/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$2,103,965 · Scale 2, in force from 26 Feb 2026)