LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,289
−HK$708/mo
▼ 0.25% · 3.875%
HK$11,640
−HK$357/mo
Today · 4.125%
HK$11,997
baseline
▲ 0.50% · 4.625%
HK$12,727
+HK$730/mo
Deposit HK$2.48M · loan HK$2.48M · min. income ≈ HK$23,994/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$111,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,559
−HK$678/mo
▼ 0.25% · 3.875%
HK$12,896
−HK$341/mo
Today · 4.125%
HK$13,237
baseline
▲ 0.50% · 4.625%
HK$13,935
+HK$698/mo
Deposit HK$2.48M · loan HK$2.48M · min. income ≈ HK$26,474/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$111,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,547
−HK$849/mo
▼ 0.25% · 3.875%
HK$13,968
−HK$428/mo
Today · 4.125%
HK$14,396
baseline
▲ 0.50% · 4.625%
HK$15,272
+HK$876/mo
Deposit HK$1.98M · loan HK$2.97M · min. income ≈ HK$28,792/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$111,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,071
−HK$814/mo
▼ 0.25% · 3.875%
HK$15,475
−HK$410/mo
Today · 4.125%
HK$15,885
baseline
▲ 0.50% · 4.625%
HK$16,722
+HK$837/mo
Deposit HK$1.98M · loan HK$2.97M · min. income ≈ HK$31,770/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$111,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,805
−HK$991/mo
▼ 0.25% · 3.875%
HK$16,296
−HK$500/mo
Today · 4.125%
HK$16,796
baseline
▲ 0.50% · 4.625%
HK$17,818
+HK$1,022/mo
Deposit HK$1.49M · loan HK$3.47M · min. income ≈ HK$33,592/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$111,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,582
−HK$950/mo
▼ 0.25% · 3.875%
HK$18,054
−HK$478/mo
Today · 4.125%
HK$18,532
baseline
▲ 0.50% · 4.625%
HK$19,509
+HK$977/mo
Deposit HK$1.49M · loan HK$3.47M · min. income ≈ HK$37,064/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$111,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,320
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$20,952
−HK$642/mo
Today · 4.125%
HK$21,594
baseline
▲ 0.50% · 4.625%
HK$22,908
+HK$1,314/mo
Deposit HK$495K · loan HK$4.46M · min. income ≈ HK$43,188/mo (50% DSR)
Upfront cash ≈ HK$606K (deposit + AVD stamp duty HK$111,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,606
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$23,212
−HK$615/mo
Today · 4.125%
HK$23,827
baseline
▲ 0.50% · 4.625%
HK$25,083
+HK$1,256/mo
Deposit HK$495K · loan HK$4.46M · min. income ≈ HK$47,654/mo (50% DSR)
Upfront cash ≈ HK$606K (deposit + AVD stamp duty HK$111,393 · Scale 2, in force from 26 Feb 2026)