LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,894
−HK$7,079/mo
▼ 0.25% · 3.875%
HK$116,406
−HK$3,567/mo
Today · 4.125%
HK$119,973
baseline
▲ 0.50% · 4.625%
HK$127,274
+HK$7,301/mo
Deposit HK$24.75M · loan HK$24.75M · min. income ≈ HK$239,946/mo (50% DSR)
Upfront cash ≈ HK$26.86M (deposit + AVD stamp duty HK$2,104,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,593
−HK$6,786/mo
▼ 0.25% · 3.875%
HK$128,962
−HK$3,417/mo
Today · 4.125%
HK$132,379
baseline
▲ 0.50% · 4.625%
HK$139,357
+HK$6,978/mo
Deposit HK$24.75M · loan HK$24.75M · min. income ≈ HK$264,758/mo (50% DSR)
Upfront cash ≈ HK$26.86M (deposit + AVD stamp duty HK$2,104,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,473
−HK$8,495/mo
▼ 0.25% · 3.875%
HK$139,687
−HK$4,281/mo
Today · 4.125%
HK$143,968
baseline
▲ 0.50% · 4.625%
HK$152,728
+HK$8,760/mo
Deposit HK$19.80M · loan HK$29.71M · min. income ≈ HK$287,936/mo (50% DSR)
Upfront cash ≈ HK$21.91M (deposit + AVD stamp duty HK$2,104,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,712
−HK$8,143/mo
▼ 0.25% · 3.875%
HK$154,754
−HK$4,101/mo
Today · 4.125%
HK$158,855
baseline
▲ 0.50% · 4.625%
HK$167,228
+HK$8,373/mo
Deposit HK$19.80M · loan HK$29.71M · min. income ≈ HK$317,710/mo (50% DSR)
Upfront cash ≈ HK$21.91M (deposit + AVD stamp duty HK$2,104,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,052
−HK$9,911/mo
▼ 0.25% · 3.875%
HK$162,968
−HK$4,995/mo
Today · 4.125%
HK$167,963
baseline
▲ 0.50% · 4.625%
HK$178,183
+HK$10,220/mo
Deposit HK$14.85M · loan HK$34.66M · min. income ≈ HK$335,926/mo (50% DSR)
Upfront cash ≈ HK$16.96M (deposit + AVD stamp duty HK$2,104,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,831
−HK$9,499/mo
▼ 0.25% · 3.875%
HK$180,546
−HK$4,784/mo
Today · 4.125%
HK$185,330
baseline
▲ 0.50% · 4.625%
HK$195,099
+HK$9,769/mo
Deposit HK$14.85M · loan HK$34.66M · min. income ≈ HK$370,660/mo (50% DSR)
Upfront cash ≈ HK$16.96M (deposit + AVD stamp duty HK$2,104,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,209
−HK$12,743/mo
▼ 0.25% · 3.875%
HK$209,530
−HK$6,422/mo
Today · 4.125%
HK$215,952
baseline
▲ 0.50% · 4.625%
HK$229,092
+HK$13,140/mo
Deposit HK$4.95M · loan HK$44.56M · min. income ≈ HK$431,904/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$2,104,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,068
−HK$12,214/mo
▼ 0.25% · 3.875%
HK$232,131
−HK$6,151/mo
Today · 4.125%
HK$238,282
baseline
▲ 0.50% · 4.625%
HK$250,842
+HK$12,560/mo
Deposit HK$4.95M · loan HK$44.56M · min. income ≈ HK$476,564/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$2,104,147 · Scale 2, in force from 26 Feb 2026)