LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,925
−HK$7,081/mo
▼ 0.25% · 3.875%
HK$116,437
−HK$3,569/mo
Today · 4.125%
HK$120,006
baseline
▲ 0.50% · 4.625%
HK$127,308
+HK$7,302/mo
Deposit HK$24.76M · loan HK$24.76M · min. income ≈ HK$240,012/mo (50% DSR)
Upfront cash ≈ HK$26.87M (deposit + AVD stamp duty HK$2,104,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,628
−HK$6,787/mo
▼ 0.25% · 3.875%
HK$128,997
−HK$3,418/mo
Today · 4.125%
HK$132,415
baseline
▲ 0.50% · 4.625%
HK$139,395
+HK$6,980/mo
Deposit HK$24.76M · loan HK$24.76M · min. income ≈ HK$264,830/mo (50% DSR)
Upfront cash ≈ HK$26.87M (deposit + AVD stamp duty HK$2,104,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,510
−HK$8,497/mo
▼ 0.25% · 3.875%
HK$139,725
−HK$4,282/mo
Today · 4.125%
HK$144,007
baseline
▲ 0.50% · 4.625%
HK$152,770
+HK$8,763/mo
Deposit HK$19.81M · loan HK$29.71M · min. income ≈ HK$288,014/mo (50% DSR)
Upfront cash ≈ HK$21.91M (deposit + AVD stamp duty HK$2,104,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,753
−HK$8,145/mo
▼ 0.25% · 3.875%
HK$154,796
−HK$4,102/mo
Today · 4.125%
HK$158,898
baseline
▲ 0.50% · 4.625%
HK$167,274
+HK$8,376/mo
Deposit HK$19.81M · loan HK$29.71M · min. income ≈ HK$317,796/mo (50% DSR)
Upfront cash ≈ HK$21.91M (deposit + AVD stamp duty HK$2,104,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,095
−HK$9,914/mo
▼ 0.25% · 3.875%
HK$163,012
−HK$4,997/mo
Today · 4.125%
HK$168,009
baseline
▲ 0.50% · 4.625%
HK$178,232
+HK$10,223/mo
Deposit HK$14.86M · loan HK$34.67M · min. income ≈ HK$336,018/mo (50% DSR)
Upfront cash ≈ HK$16.96M (deposit + AVD stamp duty HK$2,104,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,879
−HK$9,502/mo
▼ 0.25% · 3.875%
HK$180,596
−HK$4,785/mo
Today · 4.125%
HK$185,381
baseline
▲ 0.50% · 4.625%
HK$195,153
+HK$9,772/mo
Deposit HK$14.86M · loan HK$34.67M · min. income ≈ HK$370,762/mo (50% DSR)
Upfront cash ≈ HK$16.96M (deposit + AVD stamp duty HK$2,104,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,265
−HK$12,746/mo
▼ 0.25% · 3.875%
HK$209,587
−HK$6,424/mo
Today · 4.125%
HK$216,011
baseline
▲ 0.50% · 4.625%
HK$229,155
+HK$13,144/mo
Deposit HK$4.95M · loan HK$44.57M · min. income ≈ HK$432,022/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$2,104,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,130
−HK$12,217/mo
▼ 0.25% · 3.875%
HK$232,195
−HK$6,152/mo
Today · 4.125%
HK$238,347
baseline
▲ 0.50% · 4.625%
HK$250,911
+HK$12,564/mo
Deposit HK$4.95M · loan HK$44.57M · min. income ≈ HK$476,694/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$2,104,722 · Scale 2, in force from 26 Feb 2026)