LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,927
−HK$7,081/mo
▼ 0.25% · 3.875%
HK$116,440
−HK$3,568/mo
Today · 4.125%
HK$120,008
baseline
▲ 0.50% · 4.625%
HK$127,311
+HK$7,303/mo
Deposit HK$24.76M · loan HK$24.76M · min. income ≈ HK$240,016/mo (50% DSR)
Upfront cash ≈ HK$26.87M (deposit + AVD stamp duty HK$2,104,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,630
−HK$6,787/mo
▼ 0.25% · 3.875%
HK$128,999
−HK$3,418/mo
Today · 4.125%
HK$132,417
baseline
▲ 0.50% · 4.625%
HK$139,397
+HK$6,980/mo
Deposit HK$24.76M · loan HK$24.76M · min. income ≈ HK$264,834/mo (50% DSR)
Upfront cash ≈ HK$26.87M (deposit + AVD stamp duty HK$2,104,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,512
−HK$8,498/mo
▼ 0.25% · 3.875%
HK$139,727
−HK$4,283/mo
Today · 4.125%
HK$144,010
baseline
▲ 0.50% · 4.625%
HK$152,773
+HK$8,763/mo
Deposit HK$19.81M · loan HK$29.71M · min. income ≈ HK$288,020/mo (50% DSR)
Upfront cash ≈ HK$21.91M (deposit + AVD stamp duty HK$2,104,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,756
−HK$8,145/mo
▼ 0.25% · 3.875%
HK$154,799
−HK$4,102/mo
Today · 4.125%
HK$158,901
baseline
▲ 0.50% · 4.625%
HK$167,277
+HK$8,376/mo
Deposit HK$19.81M · loan HK$29.71M · min. income ≈ HK$317,802/mo (50% DSR)
Upfront cash ≈ HK$21.91M (deposit + AVD stamp duty HK$2,104,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,098
−HK$9,914/mo
▼ 0.25% · 3.875%
HK$163,015
−HK$4,997/mo
Today · 4.125%
HK$168,012
baseline
▲ 0.50% · 4.625%
HK$178,235
+HK$10,223/mo
Deposit HK$14.86M · loan HK$34.67M · min. income ≈ HK$336,024/mo (50% DSR)
Upfront cash ≈ HK$16.96M (deposit + AVD stamp duty HK$2,104,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,882
−HK$9,502/mo
▼ 0.25% · 3.875%
HK$180,599
−HK$4,785/mo
Today · 4.125%
HK$185,384
baseline
▲ 0.50% · 4.625%
HK$195,156
+HK$9,772/mo
Deposit HK$14.86M · loan HK$34.67M · min. income ≈ HK$370,768/mo (50% DSR)
Upfront cash ≈ HK$16.96M (deposit + AVD stamp duty HK$2,104,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,268
−HK$12,747/mo
▼ 0.25% · 3.875%
HK$209,591
−HK$6,424/mo
Today · 4.125%
HK$216,015
baseline
▲ 0.50% · 4.625%
HK$229,159
+HK$13,144/mo
Deposit HK$4.95M · loan HK$44.57M · min. income ≈ HK$432,030/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$2,104,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,134
−HK$12,217/mo
▼ 0.25% · 3.875%
HK$232,199
−HK$6,152/mo
Today · 4.125%
HK$238,351
baseline
▲ 0.50% · 4.625%
HK$250,915
+HK$12,564/mo
Deposit HK$4.95M · loan HK$44.57M · min. income ≈ HK$476,702/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$2,104,760 · Scale 2, in force from 26 Feb 2026)