LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,940
−HK$7,082/mo
▼ 0.25% · 3.875%
HK$116,453
−HK$3,569/mo
Today · 4.125%
HK$120,022
baseline
▲ 0.50% · 4.625%
HK$127,326
+HK$7,304/mo
Deposit HK$24.76M · loan HK$24.76M · min. income ≈ HK$240,044/mo (50% DSR)
Upfront cash ≈ HK$26.87M (deposit + AVD stamp duty HK$2,105,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,645
−HK$6,788/mo
▼ 0.25% · 3.875%
HK$129,014
−HK$3,419/mo
Today · 4.125%
HK$132,433
baseline
▲ 0.50% · 4.625%
HK$139,414
+HK$6,981/mo
Deposit HK$24.76M · loan HK$24.76M · min. income ≈ HK$264,866/mo (50% DSR)
Upfront cash ≈ HK$26.87M (deposit + AVD stamp duty HK$2,105,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,528
−HK$8,499/mo
▼ 0.25% · 3.875%
HK$139,744
−HK$4,283/mo
Today · 4.125%
HK$144,027
baseline
▲ 0.50% · 4.625%
HK$152,791
+HK$8,764/mo
Deposit HK$19.81M · loan HK$29.72M · min. income ≈ HK$288,054/mo (50% DSR)
Upfront cash ≈ HK$21.92M (deposit + AVD stamp duty HK$2,105,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,774
−HK$8,146/mo
▼ 0.25% · 3.875%
HK$154,817
−HK$4,103/mo
Today · 4.125%
HK$158,920
baseline
▲ 0.50% · 4.625%
HK$167,296
+HK$8,376/mo
Deposit HK$19.81M · loan HK$29.72M · min. income ≈ HK$317,840/mo (50% DSR)
Upfront cash ≈ HK$21.92M (deposit + AVD stamp duty HK$2,105,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,116
−HK$9,915/mo
▼ 0.25% · 3.875%
HK$163,034
−HK$4,997/mo
Today · 4.125%
HK$168,031
baseline
▲ 0.50% · 4.625%
HK$178,256
+HK$10,225/mo
Deposit HK$14.86M · loan HK$34.67M · min. income ≈ HK$336,062/mo (50% DSR)
Upfront cash ≈ HK$16.96M (deposit + AVD stamp duty HK$2,105,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,903
−HK$9,503/mo
▼ 0.25% · 3.875%
HK$180,620
−HK$4,786/mo
Today · 4.125%
HK$185,406
baseline
▲ 0.50% · 4.625%
HK$195,179
+HK$9,773/mo
Deposit HK$14.86M · loan HK$34.67M · min. income ≈ HK$370,812/mo (50% DSR)
Upfront cash ≈ HK$16.96M (deposit + AVD stamp duty HK$2,105,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,292
−HK$12,748/mo
▼ 0.25% · 3.875%
HK$209,616
−HK$6,424/mo
Today · 4.125%
HK$216,040
baseline
▲ 0.50% · 4.625%
HK$229,186
+HK$13,146/mo
Deposit HK$4.95M · loan HK$44.58M · min. income ≈ HK$432,080/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$2,105,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,161
−HK$12,218/mo
▼ 0.25% · 3.875%
HK$232,226
−HK$6,153/mo
Today · 4.125%
HK$238,379
baseline
▲ 0.50% · 4.625%
HK$250,945
+HK$12,566/mo
Deposit HK$4.95M · loan HK$44.58M · min. income ≈ HK$476,758/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$2,105,007 · Scale 2, in force from 26 Feb 2026)