LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,295
−HK$708/mo
▼ 0.25% · 3.875%
HK$11,646
−HK$357/mo
Today · 4.125%
HK$12,003
baseline
▲ 0.50% · 4.625%
HK$12,733
+HK$730/mo
Deposit HK$2.48M · loan HK$2.48M · min. income ≈ HK$24,006/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$111,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,565
−HK$679/mo
▼ 0.25% · 3.875%
HK$12,902
−HK$342/mo
Today · 4.125%
HK$13,244
baseline
▲ 0.50% · 4.625%
HK$13,942
+HK$698/mo
Deposit HK$2.48M · loan HK$2.48M · min. income ≈ HK$26,488/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$111,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,554
−HK$850/mo
▼ 0.25% · 3.875%
HK$13,975
−HK$429/mo
Today · 4.125%
HK$14,404
baseline
▲ 0.50% · 4.625%
HK$15,280
+HK$876/mo
Deposit HK$1.98M · loan HK$2.97M · min. income ≈ HK$28,808/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$111,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,078
−HK$815/mo
▼ 0.25% · 3.875%
HK$15,483
−HK$410/mo
Today · 4.125%
HK$15,893
baseline
▲ 0.50% · 4.625%
HK$16,731
+HK$838/mo
Deposit HK$1.98M · loan HK$2.97M · min. income ≈ HK$31,786/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$111,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,813
−HK$991/mo
▼ 0.25% · 3.875%
HK$16,304
−HK$500/mo
Today · 4.125%
HK$16,804
baseline
▲ 0.50% · 4.625%
HK$17,827
+HK$1,023/mo
Deposit HK$1.49M · loan HK$3.47M · min. income ≈ HK$33,608/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$111,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,591
−HK$951/mo
▼ 0.25% · 3.875%
HK$18,063
−HK$479/mo
Today · 4.125%
HK$18,542
baseline
▲ 0.50% · 4.625%
HK$19,519
+HK$977/mo
Deposit HK$1.49M · loan HK$3.47M · min. income ≈ HK$37,084/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$111,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,330
−HK$1,275/mo
▼ 0.25% · 3.875%
HK$20,963
−HK$642/mo
Today · 4.125%
HK$21,605
baseline
▲ 0.50% · 4.625%
HK$22,920
+HK$1,315/mo
Deposit HK$495K · loan HK$4.46M · min. income ≈ HK$43,210/mo (50% DSR)
Upfront cash ≈ HK$607K (deposit + AVD stamp duty HK$111,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,617
−HK$1,222/mo
▼ 0.25% · 3.875%
HK$23,224
−HK$615/mo
Today · 4.125%
HK$23,839
baseline
▲ 0.50% · 4.625%
HK$25,096
+HK$1,257/mo
Deposit HK$495K · loan HK$4.46M · min. income ≈ HK$47,678/mo (50% DSR)
Upfront cash ≈ HK$607K (deposit + AVD stamp duty HK$111,448 · Scale 2, in force from 26 Feb 2026)