LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,953
−HK$7,083/mo
▼ 0.25% · 3.875%
HK$116,467
−HK$3,569/mo
Today · 4.125%
HK$120,036
baseline
▲ 0.50% · 4.625%
HK$127,340
+HK$7,304/mo
Deposit HK$24.77M · loan HK$24.77M · min. income ≈ HK$240,072/mo (50% DSR)
Upfront cash ≈ HK$26.87M (deposit + AVD stamp duty HK$2,105,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,659
−HK$6,789/mo
▼ 0.25% · 3.875%
HK$129,029
−HK$3,419/mo
Today · 4.125%
HK$132,448
baseline
▲ 0.50% · 4.625%
HK$139,430
+HK$6,982/mo
Deposit HK$24.77M · loan HK$24.77M · min. income ≈ HK$264,896/mo (50% DSR)
Upfront cash ≈ HK$26.87M (deposit + AVD stamp duty HK$2,105,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,544
−HK$8,500/mo
▼ 0.25% · 3.875%
HK$139,760
−HK$4,284/mo
Today · 4.125%
HK$144,044
baseline
▲ 0.50% · 4.625%
HK$152,808
+HK$8,764/mo
Deposit HK$19.81M · loan HK$29.72M · min. income ≈ HK$288,088/mo (50% DSR)
Upfront cash ≈ HK$21.92M (deposit + AVD stamp duty HK$2,105,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,791
−HK$8,147/mo
▼ 0.25% · 3.875%
HK$154,835
−HK$4,103/mo
Today · 4.125%
HK$158,938
baseline
▲ 0.50% · 4.625%
HK$167,316
+HK$8,378/mo
Deposit HK$19.81M · loan HK$29.72M · min. income ≈ HK$317,876/mo (50% DSR)
Upfront cash ≈ HK$21.92M (deposit + AVD stamp duty HK$2,105,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,134
−HK$9,917/mo
▼ 0.25% · 3.875%
HK$163,053
−HK$4,998/mo
Today · 4.125%
HK$168,051
baseline
▲ 0.50% · 4.625%
HK$178,276
+HK$10,225/mo
Deposit HK$14.86M · loan HK$34.67M · min. income ≈ HK$336,102/mo (50% DSR)
Upfront cash ≈ HK$16.97M (deposit + AVD stamp duty HK$2,105,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,923
−HK$9,504/mo
▼ 0.25% · 3.875%
HK$180,641
−HK$4,786/mo
Today · 4.125%
HK$185,427
baseline
▲ 0.50% · 4.625%
HK$195,202
+HK$9,775/mo
Deposit HK$14.86M · loan HK$34.67M · min. income ≈ HK$370,854/mo (50% DSR)
Upfront cash ≈ HK$16.97M (deposit + AVD stamp duty HK$2,105,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,316
−HK$12,749/mo
▼ 0.25% · 3.875%
HK$209,640
−HK$6,425/mo
Today · 4.125%
HK$216,065
baseline
▲ 0.50% · 4.625%
HK$229,212
+HK$13,147/mo
Deposit HK$4.95M · loan HK$44.58M · min. income ≈ HK$432,130/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$2,105,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,187
−HK$12,220/mo
▼ 0.25% · 3.875%
HK$232,253
−HK$6,154/mo
Today · 4.125%
HK$238,407
baseline
▲ 0.50% · 4.625%
HK$250,974
+HK$12,567/mo
Deposit HK$4.95M · loan HK$44.58M · min. income ≈ HK$476,814/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$2,105,250 · Scale 2, in force from 26 Feb 2026)