LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,967
−HK$7,084/mo
▼ 0.25% · 3.875%
HK$116,481
−HK$3,570/mo
Today · 4.125%
HK$120,051
baseline
▲ 0.50% · 4.625%
HK$127,355
+HK$7,304/mo
Deposit HK$24.77M · loan HK$24.77M · min. income ≈ HK$240,102/mo (50% DSR)
Upfront cash ≈ HK$26.88M (deposit + AVD stamp duty HK$2,105,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,674
−HK$6,790/mo
▼ 0.25% · 3.875%
HK$129,045
−HK$3,419/mo
Today · 4.125%
HK$132,464
baseline
▲ 0.50% · 4.625%
HK$139,446
+HK$6,982/mo
Deposit HK$24.77M · loan HK$24.77M · min. income ≈ HK$264,928/mo (50% DSR)
Upfront cash ≈ HK$26.88M (deposit + AVD stamp duty HK$2,105,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,560
−HK$8,501/mo
▼ 0.25% · 3.875%
HK$139,777
−HK$4,284/mo
Today · 4.125%
HK$144,061
baseline
▲ 0.50% · 4.625%
HK$152,827
+HK$8,766/mo
Deposit HK$19.82M · loan HK$29.72M · min. income ≈ HK$288,122/mo (50% DSR)
Upfront cash ≈ HK$21.92M (deposit + AVD stamp duty HK$2,105,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,809
−HK$8,148/mo
▼ 0.25% · 3.875%
HK$154,854
−HK$4,103/mo
Today · 4.125%
HK$158,957
baseline
▲ 0.50% · 4.625%
HK$167,336
+HK$8,379/mo
Deposit HK$19.82M · loan HK$29.72M · min. income ≈ HK$317,914/mo (50% DSR)
Upfront cash ≈ HK$21.92M (deposit + AVD stamp duty HK$2,105,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,153
−HK$9,918/mo
▼ 0.25% · 3.875%
HK$163,073
−HK$4,998/mo
Today · 4.125%
HK$168,071
baseline
▲ 0.50% · 4.625%
HK$178,298
+HK$10,227/mo
Deposit HK$14.86M · loan HK$34.68M · min. income ≈ HK$336,142/mo (50% DSR)
Upfront cash ≈ HK$16.97M (deposit + AVD stamp duty HK$2,105,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,944
−HK$9,506/mo
▼ 0.25% · 3.875%
HK$180,663
−HK$4,787/mo
Today · 4.125%
HK$185,450
baseline
▲ 0.50% · 4.625%
HK$195,225
+HK$9,775/mo
Deposit HK$14.86M · loan HK$34.68M · min. income ≈ HK$370,900/mo (50% DSR)
Upfront cash ≈ HK$16.97M (deposit + AVD stamp duty HK$2,105,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,340
−HK$12,751/mo
▼ 0.25% · 3.875%
HK$209,665
−HK$6,426/mo
Today · 4.125%
HK$216,091
baseline
▲ 0.50% · 4.625%
HK$229,240
+HK$13,149/mo
Deposit HK$4.95M · loan HK$44.59M · min. income ≈ HK$432,182/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$2,105,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,214
−HK$12,221/mo
▼ 0.25% · 3.875%
HK$232,281
−HK$6,154/mo
Today · 4.125%
HK$238,435
baseline
▲ 0.50% · 4.625%
HK$251,004
+HK$12,569/mo
Deposit HK$4.95M · loan HK$44.59M · min. income ≈ HK$476,870/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$2,105,501 · Scale 2, in force from 26 Feb 2026)