LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,297
−HK$708/mo
▼ 0.25% · 3.875%
HK$11,648
−HK$357/mo
Today · 4.125%
HK$12,005
baseline
▲ 0.50% · 4.625%
HK$12,736
+HK$731/mo
Deposit HK$2.48M · loan HK$2.48M · min. income ≈ HK$24,010/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$111,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,568
−HK$679/mo
▼ 0.25% · 3.875%
HK$12,905
−HK$342/mo
Today · 4.125%
HK$13,247
baseline
▲ 0.50% · 4.625%
HK$13,945
+HK$698/mo
Deposit HK$2.48M · loan HK$2.48M · min. income ≈ HK$26,494/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$111,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,556
−HK$850/mo
▼ 0.25% · 3.875%
HK$13,978
−HK$428/mo
Today · 4.125%
HK$14,406
baseline
▲ 0.50% · 4.625%
HK$15,283
+HK$877/mo
Deposit HK$1.98M · loan HK$2.97M · min. income ≈ HK$28,812/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$111,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,081
−HK$815/mo
▼ 0.25% · 3.875%
HK$15,486
−HK$410/mo
Today · 4.125%
HK$15,896
baseline
▲ 0.50% · 4.625%
HK$16,734
+HK$838/mo
Deposit HK$1.98M · loan HK$2.97M · min. income ≈ HK$31,792/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$111,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,816
−HK$991/mo
▼ 0.25% · 3.875%
HK$16,308
−HK$499/mo
Today · 4.125%
HK$16,807
baseline
▲ 0.50% · 4.625%
HK$17,830
+HK$1,023/mo
Deposit HK$1.49M · loan HK$3.47M · min. income ≈ HK$33,614/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$111,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,595
−HK$950/mo
▼ 0.25% · 3.875%
HK$18,067
−HK$478/mo
Today · 4.125%
HK$18,545
baseline
▲ 0.50% · 4.625%
HK$19,523
+HK$978/mo
Deposit HK$1.49M · loan HK$3.47M · min. income ≈ HK$37,090/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$111,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,334
−HK$1,276/mo
▼ 0.25% · 3.875%
HK$20,967
−HK$643/mo
Today · 4.125%
HK$21,610
baseline
▲ 0.50% · 4.625%
HK$22,925
+HK$1,315/mo
Deposit HK$495K · loan HK$4.46M · min. income ≈ HK$43,220/mo (50% DSR)
Upfront cash ≈ HK$607K (deposit + AVD stamp duty HK$111,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,622
−HK$1,222/mo
▼ 0.25% · 3.875%
HK$23,229
−HK$615/mo
Today · 4.125%
HK$23,844
baseline
▲ 0.50% · 4.625%
HK$25,101
+HK$1,257/mo
Deposit HK$495K · loan HK$4.46M · min. income ≈ HK$47,688/mo (50% DSR)
Upfront cash ≈ HK$607K (deposit + AVD stamp duty HK$111,471 · Scale 2, in force from 26 Feb 2026)