LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,982
−HK$7,085/mo
▼ 0.25% · 3.875%
HK$116,497
−HK$3,570/mo
Today · 4.125%
HK$120,067
baseline
▲ 0.50% · 4.625%
HK$127,373
+HK$7,306/mo
Deposit HK$24.77M · loan HK$24.77M · min. income ≈ HK$240,134/mo (50% DSR)
Upfront cash ≈ HK$26.88M (deposit + AVD stamp duty HK$2,105,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,692
−HK$6,790/mo
▼ 0.25% · 3.875%
HK$129,063
−HK$3,419/mo
Today · 4.125%
HK$132,482
baseline
▲ 0.50% · 4.625%
HK$139,466
+HK$6,984/mo
Deposit HK$24.77M · loan HK$24.77M · min. income ≈ HK$264,964/mo (50% DSR)
Upfront cash ≈ HK$26.88M (deposit + AVD stamp duty HK$2,105,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,579
−HK$8,502/mo
▼ 0.25% · 3.875%
HK$139,796
−HK$4,285/mo
Today · 4.125%
HK$144,081
baseline
▲ 0.50% · 4.625%
HK$152,848
+HK$8,767/mo
Deposit HK$19.82M · loan HK$29.73M · min. income ≈ HK$288,162/mo (50% DSR)
Upfront cash ≈ HK$21.93M (deposit + AVD stamp duty HK$2,105,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,830
−HK$8,149/mo
▼ 0.25% · 3.875%
HK$154,875
−HK$4,104/mo
Today · 4.125%
HK$158,979
baseline
▲ 0.50% · 4.625%
HK$167,359
+HK$8,380/mo
Deposit HK$19.82M · loan HK$29.73M · min. income ≈ HK$317,958/mo (50% DSR)
Upfront cash ≈ HK$21.93M (deposit + AVD stamp duty HK$2,105,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,175
−HK$9,919/mo
▼ 0.25% · 3.875%
HK$163,095
−HK$4,999/mo
Today · 4.125%
HK$168,094
baseline
▲ 0.50% · 4.625%
HK$178,322
+HK$10,228/mo
Deposit HK$14.86M · loan HK$34.68M · min. income ≈ HK$336,188/mo (50% DSR)
Upfront cash ≈ HK$16.97M (deposit + AVD stamp duty HK$2,105,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,968
−HK$9,507/mo
▼ 0.25% · 3.875%
HK$180,688
−HK$4,787/mo
Today · 4.125%
HK$185,475
baseline
▲ 0.50% · 4.625%
HK$195,252
+HK$9,777/mo
Deposit HK$14.86M · loan HK$34.68M · min. income ≈ HK$370,950/mo (50% DSR)
Upfront cash ≈ HK$16.97M (deposit + AVD stamp duty HK$2,105,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,368
−HK$12,753/mo
▼ 0.25% · 3.875%
HK$209,694
−HK$6,427/mo
Today · 4.125%
HK$216,121
baseline
▲ 0.50% · 4.625%
HK$229,271
+HK$13,150/mo
Deposit HK$4.95M · loan HK$44.59M · min. income ≈ HK$432,242/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$2,105,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,245
−HK$12,223/mo
▼ 0.25% · 3.875%
HK$232,313
−HK$6,155/mo
Today · 4.125%
HK$238,468
baseline
▲ 0.50% · 4.625%
HK$251,038
+HK$12,570/mo
Deposit HK$4.95M · loan HK$44.59M · min. income ≈ HK$476,936/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$2,105,792 · Scale 2, in force from 26 Feb 2026)