LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,989
−HK$7,086/mo
▼ 0.25% · 3.875%
HK$116,504
−HK$3,571/mo
Today · 4.125%
HK$120,075
baseline
▲ 0.50% · 4.625%
HK$127,381
+HK$7,306/mo
Deposit HK$24.78M · loan HK$24.78M · min. income ≈ HK$240,150/mo (50% DSR)
Upfront cash ≈ HK$26.88M (deposit + AVD stamp duty HK$2,105,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,700
−HK$6,791/mo
▼ 0.25% · 3.875%
HK$129,071
−HK$3,420/mo
Today · 4.125%
HK$132,491
baseline
▲ 0.50% · 4.625%
HK$139,475
+HK$6,984/mo
Deposit HK$24.78M · loan HK$24.78M · min. income ≈ HK$264,982/mo (50% DSR)
Upfront cash ≈ HK$26.88M (deposit + AVD stamp duty HK$2,105,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,587
−HK$8,503/mo
▼ 0.25% · 3.875%
HK$139,805
−HK$4,285/mo
Today · 4.125%
HK$144,090
baseline
▲ 0.50% · 4.625%
HK$152,857
+HK$8,767/mo
Deposit HK$19.82M · loan HK$29.73M · min. income ≈ HK$288,180/mo (50% DSR)
Upfront cash ≈ HK$21.93M (deposit + AVD stamp duty HK$2,105,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,840
−HK$8,149/mo
▼ 0.25% · 3.875%
HK$154,885
−HK$4,104/mo
Today · 4.125%
HK$158,989
baseline
▲ 0.50% · 4.625%
HK$167,369
+HK$8,380/mo
Deposit HK$19.82M · loan HK$29.73M · min. income ≈ HK$317,978/mo (50% DSR)
Upfront cash ≈ HK$21.93M (deposit + AVD stamp duty HK$2,105,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,185
−HK$9,920/mo
▼ 0.25% · 3.875%
HK$163,106
−HK$4,999/mo
Today · 4.125%
HK$168,105
baseline
▲ 0.50% · 4.625%
HK$178,334
+HK$10,229/mo
Deposit HK$14.87M · loan HK$34.69M · min. income ≈ HK$336,210/mo (50% DSR)
Upfront cash ≈ HK$16.97M (deposit + AVD stamp duty HK$2,105,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,979
−HK$9,508/mo
▼ 0.25% · 3.875%
HK$180,699
−HK$4,788/mo
Today · 4.125%
HK$185,487
baseline
▲ 0.50% · 4.625%
HK$195,264
+HK$9,777/mo
Deposit HK$14.87M · loan HK$34.69M · min. income ≈ HK$370,974/mo (50% DSR)
Upfront cash ≈ HK$16.97M (deposit + AVD stamp duty HK$2,105,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,381
−HK$12,754/mo
▼ 0.25% · 3.875%
HK$209,707
−HK$6,428/mo
Today · 4.125%
HK$216,135
baseline
▲ 0.50% · 4.625%
HK$229,286
+HK$13,151/mo
Deposit HK$4.96M · loan HK$44.60M · min. income ≈ HK$432,270/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$2,105,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,259
−HK$12,224/mo
▼ 0.25% · 3.875%
HK$232,327
−HK$6,156/mo
Today · 4.125%
HK$238,483
baseline
▲ 0.50% · 4.625%
HK$251,054
+HK$12,571/mo
Deposit HK$4.96M · loan HK$44.60M · min. income ≈ HK$476,966/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$2,105,926 · Scale 2, in force from 26 Feb 2026)