LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,990
−HK$7,086/mo
▼ 0.25% · 3.875%
HK$116,505
−HK$3,571/mo
Today · 4.125%
HK$120,076
baseline
▲ 0.50% · 4.625%
HK$127,382
+HK$7,306/mo
Deposit HK$24.78M · loan HK$24.78M · min. income ≈ HK$240,152/mo (50% DSR)
Upfront cash ≈ HK$26.88M (deposit + AVD stamp duty HK$2,105,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,701
−HK$6,791/mo
▼ 0.25% · 3.875%
HK$129,072
−HK$3,420/mo
Today · 4.125%
HK$132,492
baseline
▲ 0.50% · 4.625%
HK$139,476
+HK$6,984/mo
Deposit HK$24.78M · loan HK$24.78M · min. income ≈ HK$264,984/mo (50% DSR)
Upfront cash ≈ HK$26.88M (deposit + AVD stamp duty HK$2,105,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,589
−HK$8,502/mo
▼ 0.25% · 3.875%
HK$139,806
−HK$4,285/mo
Today · 4.125%
HK$144,091
baseline
▲ 0.50% · 4.625%
HK$152,859
+HK$8,768/mo
Deposit HK$19.82M · loan HK$29.73M · min. income ≈ HK$288,182/mo (50% DSR)
Upfront cash ≈ HK$21.93M (deposit + AVD stamp duty HK$2,105,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,841
−HK$8,149/mo
▼ 0.25% · 3.875%
HK$154,886
−HK$4,104/mo
Today · 4.125%
HK$158,990
baseline
▲ 0.50% · 4.625%
HK$167,371
+HK$8,381/mo
Deposit HK$19.82M · loan HK$29.73M · min. income ≈ HK$317,980/mo (50% DSR)
Upfront cash ≈ HK$21.93M (deposit + AVD stamp duty HK$2,105,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,187
−HK$9,919/mo
▼ 0.25% · 3.875%
HK$163,107
−HK$4,999/mo
Today · 4.125%
HK$168,106
baseline
▲ 0.50% · 4.625%
HK$178,335
+HK$10,229/mo
Deposit HK$14.87M · loan HK$34.69M · min. income ≈ HK$336,212/mo (50% DSR)
Upfront cash ≈ HK$16.97M (deposit + AVD stamp duty HK$2,105,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,981
−HK$9,508/mo
▼ 0.25% · 3.875%
HK$180,701
−HK$4,788/mo
Today · 4.125%
HK$185,489
baseline
▲ 0.50% · 4.625%
HK$195,266
+HK$9,777/mo
Deposit HK$14.87M · loan HK$34.69M · min. income ≈ HK$370,978/mo (50% DSR)
Upfront cash ≈ HK$16.97M (deposit + AVD stamp duty HK$2,105,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,383
−HK$12,754/mo
▼ 0.25% · 3.875%
HK$209,709
−HK$6,428/mo
Today · 4.125%
HK$216,137
baseline
▲ 0.50% · 4.625%
HK$229,288
+HK$13,151/mo
Deposit HK$4.96M · loan HK$44.60M · min. income ≈ HK$432,274/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$2,105,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,261
−HK$12,225/mo
▼ 0.25% · 3.875%
HK$232,330
−HK$6,156/mo
Today · 4.125%
HK$238,486
baseline
▲ 0.50% · 4.625%
HK$251,057
+HK$12,571/mo
Deposit HK$4.96M · loan HK$44.60M · min. income ≈ HK$476,972/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$2,105,946 · Scale 2, in force from 26 Feb 2026)