LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,991
−HK$7,085/mo
▼ 0.25% · 3.875%
HK$116,506
−HK$3,570/mo
Today · 4.125%
HK$120,076
baseline
▲ 0.50% · 4.625%
HK$127,383
+HK$7,307/mo
Deposit HK$24.78M · loan HK$24.78M · min. income ≈ HK$240,152/mo (50% DSR)
Upfront cash ≈ HK$26.88M (deposit + AVD stamp duty HK$2,105,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,701
−HK$6,792/mo
▼ 0.25% · 3.875%
HK$129,073
−HK$3,420/mo
Today · 4.125%
HK$132,493
baseline
▲ 0.50% · 4.625%
HK$139,476
+HK$6,983/mo
Deposit HK$24.78M · loan HK$24.78M · min. income ≈ HK$264,986/mo (50% DSR)
Upfront cash ≈ HK$26.88M (deposit + AVD stamp duty HK$2,105,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,589
−HK$8,503/mo
▼ 0.25% · 3.875%
HK$139,807
−HK$4,285/mo
Today · 4.125%
HK$144,092
baseline
▲ 0.50% · 4.625%
HK$152,859
+HK$8,767/mo
Deposit HK$19.82M · loan HK$29.73M · min. income ≈ HK$288,184/mo (50% DSR)
Upfront cash ≈ HK$21.93M (deposit + AVD stamp duty HK$2,105,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,842
−HK$8,149/mo
▼ 0.25% · 3.875%
HK$154,887
−HK$4,104/mo
Today · 4.125%
HK$158,991
baseline
▲ 0.50% · 4.625%
HK$167,372
+HK$8,381/mo
Deposit HK$19.82M · loan HK$29.73M · min. income ≈ HK$317,982/mo (50% DSR)
Upfront cash ≈ HK$21.93M (deposit + AVD stamp duty HK$2,105,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,187
−HK$9,920/mo
▼ 0.25% · 3.875%
HK$163,108
−HK$4,999/mo
Today · 4.125%
HK$168,107
baseline
▲ 0.50% · 4.625%
HK$178,336
+HK$10,229/mo
Deposit HK$14.87M · loan HK$34.69M · min. income ≈ HK$336,214/mo (50% DSR)
Upfront cash ≈ HK$16.97M (deposit + AVD stamp duty HK$2,105,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,982
−HK$9,508/mo
▼ 0.25% · 3.875%
HK$180,702
−HK$4,788/mo
Today · 4.125%
HK$185,490
baseline
▲ 0.50% · 4.625%
HK$195,267
+HK$9,777/mo
Deposit HK$14.87M · loan HK$34.69M · min. income ≈ HK$370,980/mo (50% DSR)
Upfront cash ≈ HK$16.97M (deposit + AVD stamp duty HK$2,105,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,384
−HK$12,754/mo
▼ 0.25% · 3.875%
HK$209,710
−HK$6,428/mo
Today · 4.125%
HK$216,138
baseline
▲ 0.50% · 4.625%
HK$229,289
+HK$13,151/mo
Deposit HK$4.96M · loan HK$44.60M · min. income ≈ HK$432,276/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$2,105,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,262
−HK$12,225/mo
▼ 0.25% · 3.875%
HK$232,331
−HK$6,156/mo
Today · 4.125%
HK$238,487
baseline
▲ 0.50% · 4.625%
HK$251,057
+HK$12,570/mo
Deposit HK$4.96M · loan HK$44.60M · min. income ≈ HK$476,974/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$2,105,954 · Scale 2, in force from 26 Feb 2026)