LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,996
−HK$7,085/mo
▼ 0.25% · 3.875%
HK$116,510
−HK$3,571/mo
Today · 4.125%
HK$120,081
baseline
▲ 0.50% · 4.625%
HK$127,388
+HK$7,307/mo
Deposit HK$24.78M · loan HK$24.78M · min. income ≈ HK$240,162/mo (50% DSR)
Upfront cash ≈ HK$26.88M (deposit + AVD stamp duty HK$2,106,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,706
−HK$6,792/mo
▼ 0.25% · 3.875%
HK$129,078
−HK$3,420/mo
Today · 4.125%
HK$132,498
baseline
▲ 0.50% · 4.625%
HK$139,482
+HK$6,984/mo
Deposit HK$24.78M · loan HK$24.78M · min. income ≈ HK$264,996/mo (50% DSR)
Upfront cash ≈ HK$26.88M (deposit + AVD stamp duty HK$2,106,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,595
−HK$8,503/mo
▼ 0.25% · 3.875%
HK$139,812
−HK$4,286/mo
Today · 4.125%
HK$144,098
baseline
▲ 0.50% · 4.625%
HK$152,866
+HK$8,768/mo
Deposit HK$19.82M · loan HK$29.73M · min. income ≈ HK$288,196/mo (50% DSR)
Upfront cash ≈ HK$21.93M (deposit + AVD stamp duty HK$2,106,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,848
−HK$8,150/mo
▼ 0.25% · 3.875%
HK$154,893
−HK$4,105/mo
Today · 4.125%
HK$158,998
baseline
▲ 0.50% · 4.625%
HK$167,379
+HK$8,381/mo
Deposit HK$19.82M · loan HK$29.73M · min. income ≈ HK$317,996/mo (50% DSR)
Upfront cash ≈ HK$21.93M (deposit + AVD stamp duty HK$2,106,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,194
−HK$9,920/mo
▼ 0.25% · 3.875%
HK$163,115
−HK$4,999/mo
Today · 4.125%
HK$168,114
baseline
▲ 0.50% · 4.625%
HK$178,343
+HK$10,229/mo
Deposit HK$14.87M · loan HK$34.69M · min. income ≈ HK$336,228/mo (50% DSR)
Upfront cash ≈ HK$16.97M (deposit + AVD stamp duty HK$2,106,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,989
−HK$9,508/mo
▼ 0.25% · 3.875%
HK$180,709
−HK$4,788/mo
Today · 4.125%
HK$185,497
baseline
▲ 0.50% · 4.625%
HK$195,275
+HK$9,778/mo
Deposit HK$14.87M · loan HK$34.69M · min. income ≈ HK$370,994/mo (50% DSR)
Upfront cash ≈ HK$16.97M (deposit + AVD stamp duty HK$2,106,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,392
−HK$12,754/mo
▼ 0.25% · 3.875%
HK$209,719
−HK$6,427/mo
Today · 4.125%
HK$216,146
baseline
▲ 0.50% · 4.625%
HK$229,298
+HK$13,152/mo
Deposit HK$4.96M · loan HK$44.60M · min. income ≈ HK$432,292/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$2,106,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,272
−HK$12,224/mo
▼ 0.25% · 3.875%
HK$232,340
−HK$6,156/mo
Today · 4.125%
HK$238,496
baseline
▲ 0.50% · 4.625%
HK$251,068
+HK$12,572/mo
Deposit HK$4.96M · loan HK$44.60M · min. income ≈ HK$476,992/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$2,106,040 · Scale 2, in force from 26 Feb 2026)