LTV · monthly repayment
▼ 0.50% · 3.625%
HK$112,998
−HK$7,086/mo
▼ 0.25% · 3.875%
HK$116,512
−HK$3,572/mo
Today · 4.125%
HK$120,084
baseline
▲ 0.50% · 4.625%
HK$127,390
+HK$7,306/mo
Deposit HK$24.78M · loan HK$24.78M · min. income ≈ HK$240,168/mo (50% DSR)
Upfront cash ≈ HK$26.88M (deposit + AVD stamp duty HK$2,106,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,709
−HK$6,791/mo
▼ 0.25% · 3.875%
HK$129,080
−HK$3,420/mo
Today · 4.125%
HK$132,500
baseline
▲ 0.50% · 4.625%
HK$139,485
+HK$6,985/mo
Deposit HK$24.78M · loan HK$24.78M · min. income ≈ HK$265,000/mo (50% DSR)
Upfront cash ≈ HK$26.88M (deposit + AVD stamp duty HK$2,106,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,597
−HK$8,503/mo
▼ 0.25% · 3.875%
HK$139,815
−HK$4,285/mo
Today · 4.125%
HK$144,100
baseline
▲ 0.50% · 4.625%
HK$152,868
+HK$8,768/mo
Deposit HK$19.82M · loan HK$29.73M · min. income ≈ HK$288,200/mo (50% DSR)
Upfront cash ≈ HK$21.93M (deposit + AVD stamp duty HK$2,106,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,850
−HK$8,150/mo
▼ 0.25% · 3.875%
HK$154,896
−HK$4,104/mo
Today · 4.125%
HK$159,000
baseline
▲ 0.50% · 4.625%
HK$167,382
+HK$8,382/mo
Deposit HK$19.82M · loan HK$29.73M · min. income ≈ HK$318,000/mo (50% DSR)
Upfront cash ≈ HK$21.93M (deposit + AVD stamp duty HK$2,106,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,197
−HK$9,920/mo
▼ 0.25% · 3.875%
HK$163,117
−HK$5,000/mo
Today · 4.125%
HK$168,117
baseline
▲ 0.50% · 4.625%
HK$178,346
+HK$10,229/mo
Deposit HK$14.87M · loan HK$34.69M · min. income ≈ HK$336,234/mo (50% DSR)
Upfront cash ≈ HK$16.97M (deposit + AVD stamp duty HK$2,106,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,992
−HK$9,508/mo
▼ 0.25% · 3.875%
HK$180,712
−HK$4,788/mo
Today · 4.125%
HK$185,500
baseline
▲ 0.50% · 4.625%
HK$195,278
+HK$9,778/mo
Deposit HK$14.87M · loan HK$34.69M · min. income ≈ HK$371,000/mo (50% DSR)
Upfront cash ≈ HK$16.97M (deposit + AVD stamp duty HK$2,106,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,396
−HK$12,754/mo
▼ 0.25% · 3.875%
HK$209,722
−HK$6,428/mo
Today · 4.125%
HK$216,150
baseline
▲ 0.50% · 4.625%
HK$229,303
+HK$13,153/mo
Deposit HK$4.96M · loan HK$44.60M · min. income ≈ HK$432,300/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$2,106,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,276
−HK$12,225/mo
▼ 0.25% · 3.875%
HK$232,344
−HK$6,157/mo
Today · 4.125%
HK$238,501
baseline
▲ 0.50% · 4.625%
HK$251,072
+HK$12,571/mo
Deposit HK$4.96M · loan HK$44.60M · min. income ≈ HK$477,002/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$2,106,078 · Scale 2, in force from 26 Feb 2026)