LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,300
−HK$708/mo
▼ 0.25% · 3.875%
HK$11,651
−HK$357/mo
Today · 4.125%
HK$12,008
baseline
▲ 0.50% · 4.625%
HK$12,739
+HK$731/mo
Deposit HK$2.48M · loan HK$2.48M · min. income ≈ HK$24,016/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$111,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,571
−HK$679/mo
▼ 0.25% · 3.875%
HK$12,908
−HK$342/mo
Today · 4.125%
HK$13,250
baseline
▲ 0.50% · 4.625%
HK$13,949
+HK$699/mo
Deposit HK$2.48M · loan HK$2.48M · min. income ≈ HK$26,500/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$111,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,560
−HK$850/mo
▼ 0.25% · 3.875%
HK$13,982
−HK$428/mo
Today · 4.125%
HK$14,410
baseline
▲ 0.50% · 4.625%
HK$15,287
+HK$877/mo
Deposit HK$1.98M · loan HK$2.97M · min. income ≈ HK$28,820/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$111,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,085
−HK$815/mo
▼ 0.25% · 3.875%
HK$15,490
−HK$410/mo
Today · 4.125%
HK$15,900
baseline
▲ 0.50% · 4.625%
HK$16,738
+HK$838/mo
Deposit HK$1.98M · loan HK$2.97M · min. income ≈ HK$31,800/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$111,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,820
−HK$992/mo
▼ 0.25% · 3.875%
HK$16,312
−HK$500/mo
Today · 4.125%
HK$16,812
baseline
▲ 0.50% · 4.625%
HK$17,835
+HK$1,023/mo
Deposit HK$1.49M · loan HK$3.47M · min. income ≈ HK$33,624/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$111,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,599
−HK$951/mo
▼ 0.25% · 3.875%
HK$18,071
−HK$479/mo
Today · 4.125%
HK$18,550
baseline
▲ 0.50% · 4.625%
HK$19,528
+HK$978/mo
Deposit HK$1.49M · loan HK$3.47M · min. income ≈ HK$37,100/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$111,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,340
−HK$1,275/mo
▼ 0.25% · 3.875%
HK$20,972
−HK$643/mo
Today · 4.125%
HK$21,615
baseline
▲ 0.50% · 4.625%
HK$22,930
+HK$1,315/mo
Deposit HK$496K · loan HK$4.46M · min. income ≈ HK$43,230/mo (50% DSR)
Upfront cash ≈ HK$607K (deposit + AVD stamp duty HK$111,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,628
−HK$1,222/mo
▼ 0.25% · 3.875%
HK$23,235
−HK$615/mo
Today · 4.125%
HK$23,850
baseline
▲ 0.50% · 4.625%
HK$25,107
+HK$1,257/mo
Deposit HK$496K · loan HK$4.46M · min. income ≈ HK$47,700/mo (50% DSR)
Upfront cash ≈ HK$607K (deposit + AVD stamp duty HK$111,500 · Scale 2, in force from 26 Feb 2026)