LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,001
−HK$7,086/mo
▼ 0.25% · 3.875%
HK$116,516
−HK$3,571/mo
Today · 4.125%
HK$120,087
baseline
▲ 0.50% · 4.625%
HK$127,394
+HK$7,307/mo
Deposit HK$24.78M · loan HK$24.78M · min. income ≈ HK$240,174/mo (50% DSR)
Upfront cash ≈ HK$26.88M (deposit + AVD stamp duty HK$2,106,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,712
−HK$6,792/mo
▼ 0.25% · 3.875%
HK$129,084
−HK$3,420/mo
Today · 4.125%
HK$132,504
baseline
▲ 0.50% · 4.625%
HK$139,488
+HK$6,984/mo
Deposit HK$24.78M · loan HK$24.78M · min. income ≈ HK$265,008/mo (50% DSR)
Upfront cash ≈ HK$26.88M (deposit + AVD stamp duty HK$2,106,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,601
−HK$8,503/mo
▼ 0.25% · 3.875%
HK$139,819
−HK$4,285/mo
Today · 4.125%
HK$144,104
baseline
▲ 0.50% · 4.625%
HK$152,873
+HK$8,769/mo
Deposit HK$19.82M · loan HK$29.73M · min. income ≈ HK$288,208/mo (50% DSR)
Upfront cash ≈ HK$21.93M (deposit + AVD stamp duty HK$2,106,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,855
−HK$8,150/mo
▼ 0.25% · 3.875%
HK$154,900
−HK$4,105/mo
Today · 4.125%
HK$159,005
baseline
▲ 0.50% · 4.625%
HK$167,386
+HK$8,381/mo
Deposit HK$19.82M · loan HK$29.73M · min. income ≈ HK$318,010/mo (50% DSR)
Upfront cash ≈ HK$21.93M (deposit + AVD stamp duty HK$2,106,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,201
−HK$9,921/mo
▼ 0.25% · 3.875%
HK$163,122
−HK$5,000/mo
Today · 4.125%
HK$168,122
baseline
▲ 0.50% · 4.625%
HK$178,351
+HK$10,229/mo
Deposit HK$14.87M · loan HK$34.69M · min. income ≈ HK$336,244/mo (50% DSR)
Upfront cash ≈ HK$16.97M (deposit + AVD stamp duty HK$2,106,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,997
−HK$9,509/mo
▼ 0.25% · 3.875%
HK$180,717
−HK$4,789/mo
Today · 4.125%
HK$185,506
baseline
▲ 0.50% · 4.625%
HK$195,284
+HK$9,778/mo
Deposit HK$14.87M · loan HK$34.69M · min. income ≈ HK$371,012/mo (50% DSR)
Upfront cash ≈ HK$16.97M (deposit + AVD stamp duty HK$2,106,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,401
−HK$12,755/mo
▼ 0.25% · 3.875%
HK$209,728
−HK$6,428/mo
Today · 4.125%
HK$216,156
baseline
▲ 0.50% · 4.625%
HK$229,309
+HK$13,153/mo
Deposit HK$4.96M · loan HK$44.60M · min. income ≈ HK$432,312/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$2,106,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,282
−HK$12,225/mo
▼ 0.25% · 3.875%
HK$232,351
−HK$6,156/mo
Today · 4.125%
HK$238,507
baseline
▲ 0.50% · 4.625%
HK$251,079
+HK$12,572/mo
Deposit HK$4.96M · loan HK$44.60M · min. income ≈ HK$477,014/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$2,106,137 · Scale 2, in force from 26 Feb 2026)