Home
Mortgage Planner
Mortgage Planner
Model your monthly payment, deposit, and stamp duty at any property value — reusing the same rate maths as our unit pages.
HK$49.56M
HIBOR 1M · 3.9%
Prime · 6.125%
Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.
LTV · monthly repayment
Loan term
▼ 0.50% · 3.625%
HK$158,221
−HK$9,922/mo
▼ 0.25% · 3.875%
HK$163,143
−HK$5,000/mo
Today · 4.125%
HK$168,143
baseline
▲ 0.50% · 4.625%
HK$178,374
+HK$10,231/mo
Deposit HK$14.87M · loan HK$34.69M · min. income ≈ HK$336,286/mo (50% DSR)
Upfront cash ≈ HK$16.98M (deposit + AVD stamp duty HK$2,106,404 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
For planning purposes only — not an offer, pre-approval, or formal valuation. Actual bank rates and terms vary.
Data sourced from Renavon.com