LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,302
−HK$709/mo
▼ 0.25% · 3.875%
HK$11,654
−HK$357/mo
Today · 4.125%
HK$12,011
baseline
▲ 0.50% · 4.625%
HK$12,742
+HK$731/mo
Deposit HK$2.48M · loan HK$2.48M · min. income ≈ HK$24,022/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$111,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,573
−HK$680/mo
▼ 0.25% · 3.875%
HK$12,911
−HK$342/mo
Today · 4.125%
HK$13,253
baseline
▲ 0.50% · 4.625%
HK$13,951
+HK$698/mo
Deposit HK$2.48M · loan HK$2.48M · min. income ≈ HK$26,506/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$111,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,562
−HK$851/mo
▼ 0.25% · 3.875%
HK$13,984
−HK$429/mo
Today · 4.125%
HK$14,413
baseline
▲ 0.50% · 4.625%
HK$15,290
+HK$877/mo
Deposit HK$1.98M · loan HK$2.97M · min. income ≈ HK$28,826/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$111,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,088
−HK$815/mo
▼ 0.25% · 3.875%
HK$15,493
−HK$410/mo
Today · 4.125%
HK$15,903
baseline
▲ 0.50% · 4.625%
HK$16,742
+HK$839/mo
Deposit HK$1.98M · loan HK$2.97M · min. income ≈ HK$31,806/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$111,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,823
−HK$992/mo
▼ 0.25% · 3.875%
HK$16,315
−HK$500/mo
Today · 4.125%
HK$16,815
baseline
▲ 0.50% · 4.625%
HK$17,838
+HK$1,023/mo
Deposit HK$1.49M · loan HK$3.47M · min. income ≈ HK$33,630/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$111,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,603
−HK$951/mo
▼ 0.25% · 3.875%
HK$18,075
−HK$479/mo
Today · 4.125%
HK$18,554
baseline
▲ 0.50% · 4.625%
HK$19,532
+HK$978/mo
Deposit HK$1.49M · loan HK$3.47M · min. income ≈ HK$37,108/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$111,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,344
−HK$1,275/mo
▼ 0.25% · 3.875%
HK$20,977
−HK$642/mo
Today · 4.125%
HK$21,619
baseline
▲ 0.50% · 4.625%
HK$22,935
+HK$1,316/mo
Deposit HK$496K · loan HK$4.46M · min. income ≈ HK$43,238/mo (50% DSR)
Upfront cash ≈ HK$607K (deposit + AVD stamp duty HK$111,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,632
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$23,239
−HK$616/mo
Today · 4.125%
HK$23,855
baseline
▲ 0.50% · 4.625%
HK$25,112
+HK$1,257/mo
Deposit HK$496K · loan HK$4.46M · min. income ≈ HK$47,710/mo (50% DSR)
Upfront cash ≈ HK$607K (deposit + AVD stamp duty HK$111,522 · Scale 2, in force from 26 Feb 2026)