LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,023
−HK$7,087/mo
▼ 0.25% · 3.875%
HK$116,539
−HK$3,571/mo
Today · 4.125%
HK$120,110
baseline
▲ 0.50% · 4.625%
HK$127,419
+HK$7,309/mo
Deposit HK$24.78M · loan HK$24.78M · min. income ≈ HK$240,220/mo (50% DSR)
Upfront cash ≈ HK$26.89M (deposit + AVD stamp duty HK$2,106,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,737
−HK$6,793/mo
▼ 0.25% · 3.875%
HK$129,109
−HK$3,421/mo
Today · 4.125%
HK$132,530
baseline
▲ 0.50% · 4.625%
HK$139,516
+HK$6,986/mo
Deposit HK$24.78M · loan HK$24.78M · min. income ≈ HK$265,060/mo (50% DSR)
Upfront cash ≈ HK$26.89M (deposit + AVD stamp duty HK$2,106,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,627
−HK$8,506/mo
▼ 0.25% · 3.875%
HK$139,846
−HK$4,287/mo
Today · 4.125%
HK$144,133
baseline
▲ 0.50% · 4.625%
HK$152,903
+HK$8,770/mo
Deposit HK$19.83M · loan HK$29.74M · min. income ≈ HK$288,266/mo (50% DSR)
Upfront cash ≈ HK$21.93M (deposit + AVD stamp duty HK$2,106,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,884
−HK$8,152/mo
▼ 0.25% · 3.875%
HK$154,931
−HK$4,105/mo
Today · 4.125%
HK$159,036
baseline
▲ 0.50% · 4.625%
HK$167,419
+HK$8,383/mo
Deposit HK$19.83M · loan HK$29.74M · min. income ≈ HK$318,072/mo (50% DSR)
Upfront cash ≈ HK$21.93M (deposit + AVD stamp duty HK$2,106,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,232
−HK$9,923/mo
▼ 0.25% · 3.875%
HK$163,154
−HK$5,001/mo
Today · 4.125%
HK$168,155
baseline
▲ 0.50% · 4.625%
HK$178,386
+HK$10,231/mo
Deposit HK$14.87M · loan HK$34.70M · min. income ≈ HK$336,310/mo (50% DSR)
Upfront cash ≈ HK$16.98M (deposit + AVD stamp duty HK$2,106,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,032
−HK$9,510/mo
▼ 0.25% · 3.875%
HK$180,753
−HK$4,789/mo
Today · 4.125%
HK$185,542
baseline
▲ 0.50% · 4.625%
HK$195,322
+HK$9,780/mo
Deposit HK$14.87M · loan HK$34.70M · min. income ≈ HK$371,084/mo (50% DSR)
Upfront cash ≈ HK$16.98M (deposit + AVD stamp duty HK$2,106,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,441
−HK$12,758/mo
▼ 0.25% · 3.875%
HK$209,769
−HK$6,430/mo
Today · 4.125%
HK$216,199
baseline
▲ 0.50% · 4.625%
HK$229,354
+HK$13,155/mo
Deposit HK$4.96M · loan HK$44.61M · min. income ≈ HK$432,398/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$2,106,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,326
−HK$12,228/mo
▼ 0.25% · 3.875%
HK$232,396
−HK$6,158/mo
Today · 4.125%
HK$238,554
baseline
▲ 0.50% · 4.625%
HK$251,129
+HK$12,575/mo
Deposit HK$4.96M · loan HK$44.61M · min. income ≈ HK$477,108/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$2,106,550 · Scale 2, in force from 26 Feb 2026)