LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,040
−HK$7,088/mo
▼ 0.25% · 3.875%
HK$116,556
−HK$3,572/mo
Today · 4.125%
HK$120,128
baseline
▲ 0.50% · 4.625%
HK$127,438
+HK$7,310/mo
Deposit HK$24.79M · loan HK$24.79M · min. income ≈ HK$240,256/mo (50% DSR)
Upfront cash ≈ HK$26.89M (deposit + AVD stamp duty HK$2,106,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,755
−HK$6,795/mo
▼ 0.25% · 3.875%
HK$129,128
−HK$3,422/mo
Today · 4.125%
HK$132,550
baseline
▲ 0.50% · 4.625%
HK$139,536
+HK$6,986/mo
Deposit HK$24.79M · loan HK$24.79M · min. income ≈ HK$265,100/mo (50% DSR)
Upfront cash ≈ HK$26.89M (deposit + AVD stamp duty HK$2,106,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,647
−HK$8,507/mo
▼ 0.25% · 3.875%
HK$139,867
−HK$4,287/mo
Today · 4.125%
HK$144,154
baseline
▲ 0.50% · 4.625%
HK$152,925
+HK$8,771/mo
Deposit HK$19.83M · loan HK$29.74M · min. income ≈ HK$288,308/mo (50% DSR)
Upfront cash ≈ HK$21.94M (deposit + AVD stamp duty HK$2,106,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,906
−HK$8,153/mo
▼ 0.25% · 3.875%
HK$154,954
−HK$4,105/mo
Today · 4.125%
HK$159,059
baseline
▲ 0.50% · 4.625%
HK$167,444
+HK$8,385/mo
Deposit HK$19.83M · loan HK$29.74M · min. income ≈ HK$318,118/mo (50% DSR)
Upfront cash ≈ HK$21.94M (deposit + AVD stamp duty HK$2,106,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,255
−HK$9,924/mo
▼ 0.25% · 3.875%
HK$163,178
−HK$5,001/mo
Today · 4.125%
HK$168,179
baseline
▲ 0.50% · 4.625%
HK$178,413
+HK$10,234/mo
Deposit HK$14.87M · loan HK$34.70M · min. income ≈ HK$336,358/mo (50% DSR)
Upfront cash ≈ HK$16.98M (deposit + AVD stamp duty HK$2,106,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,057
−HK$9,512/mo
▼ 0.25% · 3.875%
HK$180,779
−HK$4,790/mo
Today · 4.125%
HK$185,569
baseline
▲ 0.50% · 4.625%
HK$195,351
+HK$9,782/mo
Deposit HK$14.87M · loan HK$34.70M · min. income ≈ HK$371,138/mo (50% DSR)
Upfront cash ≈ HK$16.98M (deposit + AVD stamp duty HK$2,106,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,471
−HK$12,760/mo
▼ 0.25% · 3.875%
HK$209,800
−HK$6,431/mo
Today · 4.125%
HK$216,231
baseline
▲ 0.50% · 4.625%
HK$229,388
+HK$13,157/mo
Deposit HK$4.96M · loan HK$44.62M · min. income ≈ HK$432,462/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$2,106,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,360
−HK$12,229/mo
▼ 0.25% · 3.875%
HK$232,430
−HK$6,159/mo
Today · 4.125%
HK$238,589
baseline
▲ 0.50% · 4.625%
HK$251,166
+HK$12,577/mo
Deposit HK$4.96M · loan HK$44.62M · min. income ≈ HK$477,178/mo (50% DSR)
Upfront cash ≈ HK$7.06M (deposit + AVD stamp duty HK$2,106,860 · Scale 2, in force from 26 Feb 2026)