LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,081
−HK$7,091/mo
▼ 0.25% · 3.875%
HK$116,598
−HK$3,574/mo
Today · 4.125%
HK$120,172
baseline
▲ 0.50% · 4.625%
HK$127,484
+HK$7,312/mo
Deposit HK$24.80M · loan HK$24.80M · min. income ≈ HK$240,344/mo (50% DSR)
Upfront cash ≈ HK$26.90M (deposit + AVD stamp duty HK$2,107,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,801
−HK$6,797/mo
▼ 0.25% · 3.875%
HK$129,175
−HK$3,423/mo
Today · 4.125%
HK$132,598
baseline
▲ 0.50% · 4.625%
HK$139,587
+HK$6,989/mo
Deposit HK$24.80M · loan HK$24.80M · min. income ≈ HK$265,196/mo (50% DSR)
Upfront cash ≈ HK$26.90M (deposit + AVD stamp duty HK$2,107,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,697
−HK$8,510/mo
▼ 0.25% · 3.875%
HK$139,918
−HK$4,289/mo
Today · 4.125%
HK$144,207
baseline
▲ 0.50% · 4.625%
HK$152,981
+HK$8,774/mo
Deposit HK$19.84M · loan HK$29.75M · min. income ≈ HK$288,414/mo (50% DSR)
Upfront cash ≈ HK$21.94M (deposit + AVD stamp duty HK$2,107,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,962
−HK$8,156/mo
▼ 0.25% · 3.875%
HK$155,010
−HK$4,108/mo
Today · 4.125%
HK$159,118
baseline
▲ 0.50% · 4.625%
HK$167,505
+HK$8,387/mo
Deposit HK$19.84M · loan HK$29.75M · min. income ≈ HK$318,236/mo (50% DSR)
Upfront cash ≈ HK$21.94M (deposit + AVD stamp duty HK$2,107,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,313
−HK$9,928/mo
▼ 0.25% · 3.875%
HK$163,238
−HK$5,003/mo
Today · 4.125%
HK$168,241
baseline
▲ 0.50% · 4.625%
HK$178,478
+HK$10,237/mo
Deposit HK$14.88M · loan HK$34.71M · min. income ≈ HK$336,482/mo (50% DSR)
Upfront cash ≈ HK$16.99M (deposit + AVD stamp duty HK$2,107,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,122
−HK$9,515/mo
▼ 0.25% · 3.875%
HK$180,845
−HK$4,792/mo
Today · 4.125%
HK$185,637
baseline
▲ 0.50% · 4.625%
HK$195,422
+HK$9,785/mo
Deposit HK$14.88M · loan HK$34.71M · min. income ≈ HK$371,274/mo (50% DSR)
Upfront cash ≈ HK$16.99M (deposit + AVD stamp duty HK$2,107,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,546
−HK$12,764/mo
▼ 0.25% · 3.875%
HK$209,877
−HK$6,433/mo
Today · 4.125%
HK$216,310
baseline
▲ 0.50% · 4.625%
HK$229,472
+HK$13,162/mo
Deposit HK$4.96M · loan HK$44.63M · min. income ≈ HK$432,620/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$2,107,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,442
−HK$12,234/mo
▼ 0.25% · 3.875%
HK$232,516
−HK$6,160/mo
Today · 4.125%
HK$238,676
baseline
▲ 0.50% · 4.625%
HK$251,257
+HK$12,581/mo
Deposit HK$4.96M · loan HK$44.63M · min. income ≈ HK$477,352/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$2,107,631 · Scale 2, in force from 26 Feb 2026)