LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,309
−HK$709/mo
▼ 0.25% · 3.875%
HK$11,660
−HK$358/mo
Today · 4.125%
HK$12,018
baseline
▲ 0.50% · 4.625%
HK$12,749
+HK$731/mo
Deposit HK$2.48M · loan HK$2.48M · min. income ≈ HK$24,036/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$111,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,581
−HK$679/mo
▼ 0.25% · 3.875%
HK$12,918
−HK$342/mo
Today · 4.125%
HK$13,260
baseline
▲ 0.50% · 4.625%
HK$13,959
+HK$699/mo
Deposit HK$2.48M · loan HK$2.48M · min. income ≈ HK$26,520/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$111,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,570
−HK$851/mo
▼ 0.25% · 3.875%
HK$13,992
−HK$429/mo
Today · 4.125%
HK$14,421
baseline
▲ 0.50% · 4.625%
HK$15,299
+HK$878/mo
Deposit HK$1.98M · loan HK$2.98M · min. income ≈ HK$28,842/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$111,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,097
−HK$816/mo
▼ 0.25% · 3.875%
HK$15,502
−HK$411/mo
Today · 4.125%
HK$15,913
baseline
▲ 0.50% · 4.625%
HK$16,751
+HK$838/mo
Deposit HK$1.98M · loan HK$2.98M · min. income ≈ HK$31,826/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$111,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,832
−HK$993/mo
▼ 0.25% · 3.875%
HK$16,325
−HK$500/mo
Today · 4.125%
HK$16,825
baseline
▲ 0.50% · 4.625%
HK$17,849
+HK$1,024/mo
Deposit HK$1.49M · loan HK$3.47M · min. income ≈ HK$33,650/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$111,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,613
−HK$952/mo
▼ 0.25% · 3.875%
HK$18,085
−HK$480/mo
Today · 4.125%
HK$18,565
baseline
▲ 0.50% · 4.625%
HK$19,543
+HK$978/mo
Deposit HK$1.49M · loan HK$3.47M · min. income ≈ HK$37,130/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$111,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,356
−HK$1,276/mo
▼ 0.25% · 3.875%
HK$20,989
−HK$643/mo
Today · 4.125%
HK$21,632
baseline
▲ 0.50% · 4.625%
HK$22,948
+HK$1,316/mo
Deposit HK$496K · loan HK$4.46M · min. income ≈ HK$43,264/mo (50% DSR)
Upfront cash ≈ HK$608K (deposit + AVD stamp duty HK$111,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,645
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$23,253
−HK$616/mo
Today · 4.125%
HK$23,869
baseline
▲ 0.50% · 4.625%
HK$25,127
+HK$1,258/mo
Deposit HK$496K · loan HK$4.46M · min. income ≈ HK$47,738/mo (50% DSR)
Upfront cash ≈ HK$608K (deposit + AVD stamp duty HK$111,586 · Scale 2, in force from 26 Feb 2026)