LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,311
−HK$709/mo
▼ 0.25% · 3.875%
HK$11,662
−HK$358/mo
Today · 4.125%
HK$12,020
baseline
▲ 0.50% · 4.625%
HK$12,751
+HK$731/mo
Deposit HK$2.48M · loan HK$2.48M · min. income ≈ HK$24,040/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$111,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,583
−HK$680/mo
▼ 0.25% · 3.875%
HK$12,920
−HK$343/mo
Today · 4.125%
HK$13,263
baseline
▲ 0.50% · 4.625%
HK$13,962
+HK$699/mo
Deposit HK$2.48M · loan HK$2.48M · min. income ≈ HK$26,526/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$111,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,573
−HK$851/mo
▼ 0.25% · 3.875%
HK$13,995
−HK$429/mo
Today · 4.125%
HK$14,424
baseline
▲ 0.50% · 4.625%
HK$15,302
+HK$878/mo
Deposit HK$1.98M · loan HK$2.98M · min. income ≈ HK$28,848/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$111,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,100
−HK$815/mo
▼ 0.25% · 3.875%
HK$15,505
−HK$410/mo
Today · 4.125%
HK$15,915
baseline
▲ 0.50% · 4.625%
HK$16,754
+HK$839/mo
Deposit HK$1.98M · loan HK$2.98M · min. income ≈ HK$31,830/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$111,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,835
−HK$993/mo
▼ 0.25% · 3.875%
HK$16,327
−HK$501/mo
Today · 4.125%
HK$16,828
baseline
▲ 0.50% · 4.625%
HK$17,852
+HK$1,024/mo
Deposit HK$1.49M · loan HK$3.47M · min. income ≈ HK$33,656/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$111,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,616
−HK$952/mo
▼ 0.25% · 3.875%
HK$18,089
−HK$479/mo
Today · 4.125%
HK$18,568
baseline
▲ 0.50% · 4.625%
HK$19,547
+HK$979/mo
Deposit HK$1.49M · loan HK$3.47M · min. income ≈ HK$37,136/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$111,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,359
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$20,992
−HK$644/mo
Today · 4.125%
HK$21,636
baseline
▲ 0.50% · 4.625%
HK$22,952
+HK$1,316/mo
Deposit HK$496K · loan HK$4.46M · min. income ≈ HK$43,272/mo (50% DSR)
Upfront cash ≈ HK$608K (deposit + AVD stamp duty HK$111,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,649
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$23,257
−HK$616/mo
Today · 4.125%
HK$23,873
baseline
▲ 0.50% · 4.625%
HK$25,131
+HK$1,258/mo
Deposit HK$496K · loan HK$4.46M · min. income ≈ HK$47,746/mo (50% DSR)
Upfront cash ≈ HK$608K (deposit + AVD stamp duty HK$111,606 · Scale 2, in force from 26 Feb 2026)