LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,120
−HK$7,093/mo
▼ 0.25% · 3.875%
HK$116,638
−HK$3,575/mo
Today · 4.125%
HK$120,213
baseline
▲ 0.50% · 4.625%
HK$127,528
+HK$7,315/mo
Deposit HK$24.80M · loan HK$24.80M · min. income ≈ HK$240,426/mo (50% DSR)
Upfront cash ≈ HK$26.91M (deposit + AVD stamp duty HK$2,108,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,845
−HK$6,799/mo
▼ 0.25% · 3.875%
HK$129,220
−HK$3,424/mo
Today · 4.125%
HK$132,644
baseline
▲ 0.50% · 4.625%
HK$139,635
+HK$6,991/mo
Deposit HK$24.80M · loan HK$24.80M · min. income ≈ HK$265,288/mo (50% DSR)
Upfront cash ≈ HK$26.91M (deposit + AVD stamp duty HK$2,108,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,744
−HK$8,512/mo
▼ 0.25% · 3.875%
HK$139,966
−HK$4,290/mo
Today · 4.125%
HK$144,256
baseline
▲ 0.50% · 4.625%
HK$153,034
+HK$8,778/mo
Deposit HK$19.84M · loan HK$29.76M · min. income ≈ HK$288,512/mo (50% DSR)
Upfront cash ≈ HK$21.95M (deposit + AVD stamp duty HK$2,108,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,013
−HK$8,159/mo
▼ 0.25% · 3.875%
HK$155,064
−HK$4,108/mo
Today · 4.125%
HK$159,172
baseline
▲ 0.50% · 4.625%
HK$167,562
+HK$8,390/mo
Deposit HK$19.84M · loan HK$29.76M · min. income ≈ HK$318,344/mo (50% DSR)
Upfront cash ≈ HK$21.95M (deposit + AVD stamp duty HK$2,108,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,368
−HK$9,931/mo
▼ 0.25% · 3.875%
HK$163,294
−HK$5,005/mo
Today · 4.125%
HK$168,299
baseline
▲ 0.50% · 4.625%
HK$178,539
+HK$10,240/mo
Deposit HK$14.88M · loan HK$34.73M · min. income ≈ HK$336,598/mo (50% DSR)
Upfront cash ≈ HK$16.99M (deposit + AVD stamp duty HK$2,108,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,182
−HK$9,519/mo
▼ 0.25% · 3.875%
HK$180,907
−HK$4,794/mo
Today · 4.125%
HK$185,701
baseline
▲ 0.50% · 4.625%
HK$195,490
+HK$9,789/mo
Deposit HK$14.88M · loan HK$34.73M · min. income ≈ HK$371,402/mo (50% DSR)
Upfront cash ≈ HK$16.99M (deposit + AVD stamp duty HK$2,108,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,615
−HK$12,769/mo
▼ 0.25% · 3.875%
HK$209,949
−HK$6,435/mo
Today · 4.125%
HK$216,384
baseline
▲ 0.50% · 4.625%
HK$229,550
+HK$13,166/mo
Deposit HK$4.96M · loan HK$44.65M · min. income ≈ HK$432,768/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$2,108,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,520
−HK$12,238/mo
▼ 0.25% · 3.875%
HK$232,595
−HK$6,163/mo
Today · 4.125%
HK$238,758
baseline
▲ 0.50% · 4.625%
HK$251,344
+HK$12,586/mo
Deposit HK$4.96M · loan HK$44.65M · min. income ≈ HK$477,516/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$2,108,355 · Scale 2, in force from 26 Feb 2026)