LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,124
−HK$7,094/mo
▼ 0.25% · 3.875%
HK$116,643
−HK$3,575/mo
Today · 4.125%
HK$120,218
baseline
▲ 0.50% · 4.625%
HK$127,533
+HK$7,315/mo
Deposit HK$24.81M · loan HK$24.81M · min. income ≈ HK$240,436/mo (50% DSR)
Upfront cash ≈ HK$26.91M (deposit + AVD stamp duty HK$2,108,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,849
−HK$6,799/mo
▼ 0.25% · 3.875%
HK$129,224
−HK$3,424/mo
Today · 4.125%
HK$132,648
baseline
▲ 0.50% · 4.625%
HK$139,640
+HK$6,992/mo
Deposit HK$24.81M · loan HK$24.81M · min. income ≈ HK$265,296/mo (50% DSR)
Upfront cash ≈ HK$26.91M (deposit + AVD stamp duty HK$2,108,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,749
−HK$8,512/mo
▼ 0.25% · 3.875%
HK$139,971
−HK$4,290/mo
Today · 4.125%
HK$144,261
baseline
▲ 0.50% · 4.625%
HK$153,039
+HK$8,778/mo
Deposit HK$19.84M · loan HK$29.77M · min. income ≈ HK$288,522/mo (50% DSR)
Upfront cash ≈ HK$21.95M (deposit + AVD stamp duty HK$2,108,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,019
−HK$8,159/mo
▼ 0.25% · 3.875%
HK$155,069
−HK$4,109/mo
Today · 4.125%
HK$159,178
baseline
▲ 0.50% · 4.625%
HK$167,568
+HK$8,390/mo
Deposit HK$19.84M · loan HK$29.77M · min. income ≈ HK$318,356/mo (50% DSR)
Upfront cash ≈ HK$21.95M (deposit + AVD stamp duty HK$2,108,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,373
−HK$9,932/mo
▼ 0.25% · 3.875%
HK$163,300
−HK$5,005/mo
Today · 4.125%
HK$168,305
baseline
▲ 0.50% · 4.625%
HK$178,546
+HK$10,241/mo
Deposit HK$14.88M · loan HK$34.73M · min. income ≈ HK$336,610/mo (50% DSR)
Upfront cash ≈ HK$16.99M (deposit + AVD stamp duty HK$2,108,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,189
−HK$9,519/mo
▼ 0.25% · 3.875%
HK$180,914
−HK$4,794/mo
Today · 4.125%
HK$185,708
baseline
▲ 0.50% · 4.625%
HK$195,496
+HK$9,788/mo
Deposit HK$14.88M · loan HK$34.73M · min. income ≈ HK$371,416/mo (50% DSR)
Upfront cash ≈ HK$16.99M (deposit + AVD stamp duty HK$2,108,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,623
−HK$12,769/mo
▼ 0.25% · 3.875%
HK$209,957
−HK$6,435/mo
Today · 4.125%
HK$216,392
baseline
▲ 0.50% · 4.625%
HK$229,559
+HK$13,167/mo
Deposit HK$4.96M · loan HK$44.65M · min. income ≈ HK$432,784/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$2,108,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,528
−HK$12,239/mo
▼ 0.25% · 3.875%
HK$232,604
−HK$6,163/mo
Today · 4.125%
HK$238,767
baseline
▲ 0.50% · 4.625%
HK$251,353
+HK$12,586/mo
Deposit HK$4.96M · loan HK$44.65M · min. income ≈ HK$477,534/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$2,108,430 · Scale 2, in force from 26 Feb 2026)