LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,127
−HK$7,094/mo
▼ 0.25% · 3.875%
HK$116,646
−HK$3,575/mo
Today · 4.125%
HK$120,221
baseline
▲ 0.50% · 4.625%
HK$127,537
+HK$7,316/mo
Deposit HK$24.81M · loan HK$24.81M · min. income ≈ HK$240,442/mo (50% DSR)
Upfront cash ≈ HK$26.91M (deposit + AVD stamp duty HK$2,108,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,853
−HK$6,800/mo
▼ 0.25% · 3.875%
HK$129,228
−HK$3,425/mo
Today · 4.125%
HK$132,653
baseline
▲ 0.50% · 4.625%
HK$139,645
+HK$6,992/mo
Deposit HK$24.81M · loan HK$24.81M · min. income ≈ HK$265,306/mo (50% DSR)
Upfront cash ≈ HK$26.91M (deposit + AVD stamp duty HK$2,108,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,753
−HK$8,513/mo
▼ 0.25% · 3.875%
HK$139,976
−HK$4,290/mo
Today · 4.125%
HK$144,266
baseline
▲ 0.50% · 4.625%
HK$153,044
+HK$8,778/mo
Deposit HK$19.84M · loan HK$29.77M · min. income ≈ HK$288,532/mo (50% DSR)
Upfront cash ≈ HK$21.95M (deposit + AVD stamp duty HK$2,108,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,024
−HK$8,159/mo
▼ 0.25% · 3.875%
HK$155,074
−HK$4,109/mo
Today · 4.125%
HK$159,183
baseline
▲ 0.50% · 4.625%
HK$167,574
+HK$8,391/mo
Deposit HK$19.84M · loan HK$29.77M · min. income ≈ HK$318,366/mo (50% DSR)
Upfront cash ≈ HK$21.95M (deposit + AVD stamp duty HK$2,108,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,378
−HK$9,932/mo
▼ 0.25% · 3.875%
HK$163,305
−HK$5,005/mo
Today · 4.125%
HK$168,310
baseline
▲ 0.50% · 4.625%
HK$178,551
+HK$10,241/mo
Deposit HK$14.88M · loan HK$34.73M · min. income ≈ HK$336,620/mo (50% DSR)
Upfront cash ≈ HK$16.99M (deposit + AVD stamp duty HK$2,108,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,194
−HK$9,520/mo
▼ 0.25% · 3.875%
HK$180,920
−HK$4,794/mo
Today · 4.125%
HK$185,714
baseline
▲ 0.50% · 4.625%
HK$195,503
+HK$9,789/mo
Deposit HK$14.88M · loan HK$34.73M · min. income ≈ HK$371,428/mo (50% DSR)
Upfront cash ≈ HK$16.99M (deposit + AVD stamp duty HK$2,108,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,629
−HK$12,770/mo
▼ 0.25% · 3.875%
HK$209,963
−HK$6,436/mo
Today · 4.125%
HK$216,399
baseline
▲ 0.50% · 4.625%
HK$229,566
+HK$13,167/mo
Deposit HK$4.96M · loan HK$44.65M · min. income ≈ HK$432,798/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$2,108,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,536
−HK$12,239/mo
▼ 0.25% · 3.875%
HK$232,611
−HK$6,164/mo
Today · 4.125%
HK$238,775
baseline
▲ 0.50% · 4.625%
HK$251,361
+HK$12,586/mo
Deposit HK$4.96M · loan HK$44.65M · min. income ≈ HK$477,550/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$2,108,498 · Scale 2, in force from 26 Feb 2026)