LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,132
−HK$7,094/mo
▼ 0.25% · 3.875%
HK$116,651
−HK$3,575/mo
Today · 4.125%
HK$120,226
baseline
▲ 0.50% · 4.625%
HK$127,542
+HK$7,316/mo
Deposit HK$24.81M · loan HK$24.81M · min. income ≈ HK$240,452/mo (50% DSR)
Upfront cash ≈ HK$26.92M (deposit + AVD stamp duty HK$2,108,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,858
−HK$6,800/mo
▼ 0.25% · 3.875%
HK$129,233
−HK$3,425/mo
Today · 4.125%
HK$132,658
baseline
▲ 0.50% · 4.625%
HK$139,650
+HK$6,992/mo
Deposit HK$24.81M · loan HK$24.81M · min. income ≈ HK$265,316/mo (50% DSR)
Upfront cash ≈ HK$26.92M (deposit + AVD stamp duty HK$2,108,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,758
−HK$8,513/mo
▼ 0.25% · 3.875%
HK$139,981
−HK$4,290/mo
Today · 4.125%
HK$144,271
baseline
▲ 0.50% · 4.625%
HK$153,050
+HK$8,779/mo
Deposit HK$19.85M · loan HK$29.77M · min. income ≈ HK$288,542/mo (50% DSR)
Upfront cash ≈ HK$21.95M (deposit + AVD stamp duty HK$2,108,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,030
−HK$8,159/mo
▼ 0.25% · 3.875%
HK$155,080
−HK$4,109/mo
Today · 4.125%
HK$159,189
baseline
▲ 0.50% · 4.625%
HK$167,580
+HK$8,391/mo
Deposit HK$19.85M · loan HK$29.77M · min. income ≈ HK$318,378/mo (50% DSR)
Upfront cash ≈ HK$21.95M (deposit + AVD stamp duty HK$2,108,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,384
−HK$9,933/mo
▼ 0.25% · 3.875%
HK$163,311
−HK$5,006/mo
Today · 4.125%
HK$168,317
baseline
▲ 0.50% · 4.625%
HK$178,558
+HK$10,241/mo
Deposit HK$14.88M · loan HK$34.73M · min. income ≈ HK$336,634/mo (50% DSR)
Upfront cash ≈ HK$16.99M (deposit + AVD stamp duty HK$2,108,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,201
−HK$9,520/mo
▼ 0.25% · 3.875%
HK$180,927
−HK$4,794/mo
Today · 4.125%
HK$185,721
baseline
▲ 0.50% · 4.625%
HK$195,510
+HK$9,789/mo
Deposit HK$14.88M · loan HK$34.73M · min. income ≈ HK$371,442/mo (50% DSR)
Upfront cash ≈ HK$16.99M (deposit + AVD stamp duty HK$2,108,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,637
−HK$12,770/mo
▼ 0.25% · 3.875%
HK$209,971
−HK$6,436/mo
Today · 4.125%
HK$216,407
baseline
▲ 0.50% · 4.625%
HK$229,575
+HK$13,168/mo
Deposit HK$4.96M · loan HK$44.65M · min. income ≈ HK$432,814/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$2,108,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,544
−HK$12,240/mo
▼ 0.25% · 3.875%
HK$232,620
−HK$6,164/mo
Today · 4.125%
HK$238,784
baseline
▲ 0.50% · 4.625%
HK$251,370
+HK$12,586/mo
Deposit HK$4.96M · loan HK$44.65M · min. income ≈ HK$477,568/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$2,108,579 · Scale 2, in force from 26 Feb 2026)