LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,147
−HK$7,096/mo
▼ 0.25% · 3.875%
HK$116,667
−HK$3,576/mo
Today · 4.125%
HK$120,243
baseline
▲ 0.50% · 4.625%
HK$127,559
+HK$7,316/mo
Deposit HK$24.81M · loan HK$24.81M · min. income ≈ HK$240,486/mo (50% DSR)
Upfront cash ≈ HK$26.92M (deposit + AVD stamp duty HK$2,108,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,875
−HK$6,801/mo
▼ 0.25% · 3.875%
HK$129,251
−HK$3,425/mo
Today · 4.125%
HK$132,676
baseline
▲ 0.50% · 4.625%
HK$139,670
+HK$6,994/mo
Deposit HK$24.81M · loan HK$24.81M · min. income ≈ HK$265,352/mo (50% DSR)
Upfront cash ≈ HK$26.92M (deposit + AVD stamp duty HK$2,108,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,777
−HK$8,514/mo
▼ 0.25% · 3.875%
HK$140,000
−HK$4,291/mo
Today · 4.125%
HK$144,291
baseline
▲ 0.50% · 4.625%
HK$153,071
+HK$8,780/mo
Deposit HK$19.85M · loan HK$29.77M · min. income ≈ HK$288,582/mo (50% DSR)
Upfront cash ≈ HK$21.96M (deposit + AVD stamp duty HK$2,108,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,050
−HK$8,161/mo
▼ 0.25% · 3.875%
HK$155,102
−HK$4,109/mo
Today · 4.125%
HK$159,211
baseline
▲ 0.50% · 4.625%
HK$167,604
+HK$8,393/mo
Deposit HK$19.85M · loan HK$29.77M · min. income ≈ HK$318,422/mo (50% DSR)
Upfront cash ≈ HK$21.96M (deposit + AVD stamp duty HK$2,108,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,406
−HK$9,934/mo
▼ 0.25% · 3.875%
HK$163,334
−HK$5,006/mo
Today · 4.125%
HK$168,340
baseline
▲ 0.50% · 4.625%
HK$178,583
+HK$10,243/mo
Deposit HK$14.89M · loan HK$34.73M · min. income ≈ HK$336,680/mo (50% DSR)
Upfront cash ≈ HK$17.00M (deposit + AVD stamp duty HK$2,108,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,226
−HK$9,521/mo
▼ 0.25% · 3.875%
HK$180,952
−HK$4,795/mo
Today · 4.125%
HK$185,747
baseline
▲ 0.50% · 4.625%
HK$195,537
+HK$9,790/mo
Deposit HK$14.89M · loan HK$34.73M · min. income ≈ HK$371,494/mo (50% DSR)
Upfront cash ≈ HK$17.00M (deposit + AVD stamp duty HK$2,108,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,665
−HK$12,772/mo
▼ 0.25% · 3.875%
HK$210,001
−HK$6,436/mo
Today · 4.125%
HK$216,437
baseline
▲ 0.50% · 4.625%
HK$229,607
+HK$13,170/mo
Deposit HK$4.96M · loan HK$44.66M · min. income ≈ HK$432,874/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$2,108,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,576
−HK$12,241/mo
▼ 0.25% · 3.875%
HK$232,652
−HK$6,165/mo
Today · 4.125%
HK$238,817
baseline
▲ 0.50% · 4.625%
HK$251,405
+HK$12,588/mo
Deposit HK$4.96M · loan HK$44.66M · min. income ≈ HK$477,634/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$2,108,872 · Scale 2, in force from 26 Feb 2026)