LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,315
−HK$710/mo
▼ 0.25% · 3.875%
HK$11,667
−HK$358/mo
Today · 4.125%
HK$12,025
baseline
▲ 0.50% · 4.625%
HK$12,756
+HK$731/mo
Deposit HK$2.48M · loan HK$2.48M · min. income ≈ HK$24,050/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$111,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,588
−HK$680/mo
▼ 0.25% · 3.875%
HK$12,926
−HK$342/mo
Today · 4.125%
HK$13,268
baseline
▲ 0.50% · 4.625%
HK$13,967
+HK$699/mo
Deposit HK$2.48M · loan HK$2.48M · min. income ≈ HK$26,536/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$111,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,578
−HK$852/mo
▼ 0.25% · 3.875%
HK$14,000
−HK$430/mo
Today · 4.125%
HK$14,430
baseline
▲ 0.50% · 4.625%
HK$15,308
+HK$878/mo
Deposit HK$1.98M · loan HK$2.98M · min. income ≈ HK$28,860/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$111,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,106
−HK$816/mo
▼ 0.25% · 3.875%
HK$15,511
−HK$411/mo
Today · 4.125%
HK$15,922
baseline
▲ 0.50% · 4.625%
HK$16,761
+HK$839/mo
Deposit HK$1.98M · loan HK$2.98M · min. income ≈ HK$31,844/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$111,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,841
−HK$994/mo
▼ 0.25% · 3.875%
HK$16,334
−HK$501/mo
Today · 4.125%
HK$16,835
baseline
▲ 0.50% · 4.625%
HK$17,859
+HK$1,024/mo
Deposit HK$1.49M · loan HK$3.47M · min. income ≈ HK$33,670/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$111,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,623
−HK$952/mo
▼ 0.25% · 3.875%
HK$18,096
−HK$479/mo
Today · 4.125%
HK$18,575
baseline
▲ 0.50% · 4.625%
HK$19,554
+HK$979/mo
Deposit HK$1.49M · loan HK$3.47M · min. income ≈ HK$37,150/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$111,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,367
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$21,001
−HK$643/mo
Today · 4.125%
HK$21,644
baseline
▲ 0.50% · 4.625%
HK$22,961
+HK$1,317/mo
Deposit HK$496K · loan HK$4.47M · min. income ≈ HK$43,288/mo (50% DSR)
Upfront cash ≈ HK$608K (deposit + AVD stamp duty HK$111,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,658
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$23,266
−HK$616/mo
Today · 4.125%
HK$23,882
baseline
▲ 0.50% · 4.625%
HK$25,141
+HK$1,259/mo
Deposit HK$496K · loan HK$4.47M · min. income ≈ HK$47,764/mo (50% DSR)
Upfront cash ≈ HK$608K (deposit + AVD stamp duty HK$111,650 · Scale 2, in force from 26 Feb 2026)