LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,154
−HK$7,096/mo
▼ 0.25% · 3.875%
HK$116,674
−HK$3,576/mo
Today · 4.125%
HK$120,250
baseline
▲ 0.50% · 4.625%
HK$127,567
+HK$7,317/mo
Deposit HK$24.81M · loan HK$24.81M · min. income ≈ HK$240,500/mo (50% DSR)
Upfront cash ≈ HK$26.92M (deposit + AVD stamp duty HK$2,108,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,883
−HK$6,801/mo
▼ 0.25% · 3.875%
HK$129,259
−HK$3,425/mo
Today · 4.125%
HK$132,684
baseline
▲ 0.50% · 4.625%
HK$139,678
+HK$6,994/mo
Deposit HK$24.81M · loan HK$24.81M · min. income ≈ HK$265,368/mo (50% DSR)
Upfront cash ≈ HK$26.92M (deposit + AVD stamp duty HK$2,108,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,785
−HK$8,515/mo
▼ 0.25% · 3.875%
HK$140,009
−HK$4,291/mo
Today · 4.125%
HK$144,300
baseline
▲ 0.50% · 4.625%
HK$153,080
+HK$8,780/mo
Deposit HK$19.85M · loan HK$29.77M · min. income ≈ HK$288,600/mo (50% DSR)
Upfront cash ≈ HK$21.96M (deposit + AVD stamp duty HK$2,108,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,060
−HK$8,161/mo
▼ 0.25% · 3.875%
HK$155,111
−HK$4,110/mo
Today · 4.125%
HK$159,221
baseline
▲ 0.50% · 4.625%
HK$167,614
+HK$8,393/mo
Deposit HK$19.85M · loan HK$29.77M · min. income ≈ HK$318,442/mo (50% DSR)
Upfront cash ≈ HK$21.96M (deposit + AVD stamp duty HK$2,108,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,416
−HK$9,934/mo
▼ 0.25% · 3.875%
HK$163,344
−HK$5,006/mo
Today · 4.125%
HK$168,350
baseline
▲ 0.50% · 4.625%
HK$178,594
+HK$10,244/mo
Deposit HK$14.89M · loan HK$34.74M · min. income ≈ HK$336,700/mo (50% DSR)
Upfront cash ≈ HK$17.00M (deposit + AVD stamp duty HK$2,108,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,236
−HK$9,522/mo
▼ 0.25% · 3.875%
HK$180,963
−HK$4,795/mo
Today · 4.125%
HK$185,758
baseline
▲ 0.50% · 4.625%
HK$195,549
+HK$9,791/mo
Deposit HK$14.89M · loan HK$34.74M · min. income ≈ HK$371,516/mo (50% DSR)
Upfront cash ≈ HK$17.00M (deposit + AVD stamp duty HK$2,108,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,678
−HK$12,772/mo
▼ 0.25% · 3.875%
HK$210,013
−HK$6,437/mo
Today · 4.125%
HK$216,450
baseline
▲ 0.50% · 4.625%
HK$229,621
+HK$13,171/mo
Deposit HK$4.96M · loan HK$44.66M · min. income ≈ HK$432,900/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$2,108,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,589
−HK$12,242/mo
▼ 0.25% · 3.875%
HK$232,666
−HK$6,165/mo
Today · 4.125%
HK$238,831
baseline
▲ 0.50% · 4.625%
HK$251,420
+HK$12,589/mo
Deposit HK$4.96M · loan HK$44.66M · min. income ≈ HK$477,662/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$2,108,999 · Scale 2, in force from 26 Feb 2026)