LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,165
−HK$7,096/mo
▼ 0.25% · 3.875%
HK$116,685
−HK$3,576/mo
Today · 4.125%
HK$120,261
baseline
▲ 0.50% · 4.625%
HK$127,579
+HK$7,318/mo
Deposit HK$24.81M · loan HK$24.81M · min. income ≈ HK$240,522/mo (50% DSR)
Upfront cash ≈ HK$26.92M (deposit + AVD stamp duty HK$2,109,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,894
−HK$6,802/mo
▼ 0.25% · 3.875%
HK$129,271
−HK$3,425/mo
Today · 4.125%
HK$132,696
baseline
▲ 0.50% · 4.625%
HK$139,691
+HK$6,995/mo
Deposit HK$24.81M · loan HK$24.81M · min. income ≈ HK$265,392/mo (50% DSR)
Upfront cash ≈ HK$26.92M (deposit + AVD stamp duty HK$2,109,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,797
−HK$8,516/mo
▼ 0.25% · 3.875%
HK$140,022
−HK$4,291/mo
Today · 4.125%
HK$144,313
baseline
▲ 0.50% · 4.625%
HK$153,094
+HK$8,781/mo
Deposit HK$19.85M · loan HK$29.78M · min. income ≈ HK$288,626/mo (50% DSR)
Upfront cash ≈ HK$21.96M (deposit + AVD stamp duty HK$2,109,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,073
−HK$8,162/mo
▼ 0.25% · 3.875%
HK$155,125
−HK$4,110/mo
Today · 4.125%
HK$159,235
baseline
▲ 0.50% · 4.625%
HK$167,629
+HK$8,394/mo
Deposit HK$19.85M · loan HK$29.78M · min. income ≈ HK$318,470/mo (50% DSR)
Upfront cash ≈ HK$21.96M (deposit + AVD stamp duty HK$2,109,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,430
−HK$9,935/mo
▼ 0.25% · 3.875%
HK$163,358
−HK$5,007/mo
Today · 4.125%
HK$168,365
baseline
▲ 0.50% · 4.625%
HK$178,610
+HK$10,245/mo
Deposit HK$14.89M · loan HK$34.74M · min. income ≈ HK$336,730/mo (50% DSR)
Upfront cash ≈ HK$17.00M (deposit + AVD stamp duty HK$2,109,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,252
−HK$9,523/mo
▼ 0.25% · 3.875%
HK$180,979
−HK$4,796/mo
Today · 4.125%
HK$185,775
baseline
▲ 0.50% · 4.625%
HK$195,567
+HK$9,792/mo
Deposit HK$14.89M · loan HK$34.74M · min. income ≈ HK$371,550/mo (50% DSR)
Upfront cash ≈ HK$17.00M (deposit + AVD stamp duty HK$2,109,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,696
−HK$12,774/mo
▼ 0.25% · 3.875%
HK$210,032
−HK$6,438/mo
Today · 4.125%
HK$216,470
baseline
▲ 0.50% · 4.625%
HK$229,641
+HK$13,171/mo
Deposit HK$4.96M · loan HK$44.67M · min. income ≈ HK$432,940/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$2,109,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,610
−HK$12,243/mo
▼ 0.25% · 3.875%
HK$232,688
−HK$6,165/mo
Today · 4.125%
HK$238,853
baseline
▲ 0.50% · 4.625%
HK$251,443
+HK$12,590/mo
Deposit HK$4.96M · loan HK$44.67M · min. income ≈ HK$477,706/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$2,109,191 · Scale 2, in force from 26 Feb 2026)