LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,174
−HK$7,097/mo
▼ 0.25% · 3.875%
HK$116,695
−HK$3,576/mo
Today · 4.125%
HK$120,271
baseline
▲ 0.50% · 4.625%
HK$127,590
+HK$7,319/mo
Deposit HK$24.82M · loan HK$24.82M · min. income ≈ HK$240,542/mo (50% DSR)
Upfront cash ≈ HK$26.93M (deposit + AVD stamp duty HK$2,109,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,905
−HK$6,803/mo
▼ 0.25% · 3.875%
HK$129,282
−HK$3,426/mo
Today · 4.125%
HK$132,708
baseline
▲ 0.50% · 4.625%
HK$139,703
+HK$6,995/mo
Deposit HK$24.82M · loan HK$24.82M · min. income ≈ HK$265,416/mo (50% DSR)
Upfront cash ≈ HK$26.93M (deposit + AVD stamp duty HK$2,109,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,809
−HK$8,517/mo
▼ 0.25% · 3.875%
HK$140,034
−HK$4,292/mo
Today · 4.125%
HK$144,326
baseline
▲ 0.50% · 4.625%
HK$153,108
+HK$8,782/mo
Deposit HK$19.85M · loan HK$29.78M · min. income ≈ HK$288,652/mo (50% DSR)
Upfront cash ≈ HK$21.96M (deposit + AVD stamp duty HK$2,109,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,086
−HK$8,163/mo
▼ 0.25% · 3.875%
HK$155,138
−HK$4,111/mo
Today · 4.125%
HK$159,249
baseline
▲ 0.50% · 4.625%
HK$167,643
+HK$8,394/mo
Deposit HK$19.85M · loan HK$29.78M · min. income ≈ HK$318,498/mo (50% DSR)
Upfront cash ≈ HK$21.96M (deposit + AVD stamp duty HK$2,109,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,444
−HK$9,936/mo
▼ 0.25% · 3.875%
HK$163,373
−HK$5,007/mo
Today · 4.125%
HK$168,380
baseline
▲ 0.50% · 4.625%
HK$178,625
+HK$10,245/mo
Deposit HK$14.89M · loan HK$34.74M · min. income ≈ HK$336,760/mo (50% DSR)
Upfront cash ≈ HK$17.00M (deposit + AVD stamp duty HK$2,109,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,267
−HK$9,524/mo
▼ 0.25% · 3.875%
HK$180,995
−HK$4,796/mo
Today · 4.125%
HK$185,791
baseline
▲ 0.50% · 4.625%
HK$195,584
+HK$9,793/mo
Deposit HK$14.89M · loan HK$34.74M · min. income ≈ HK$371,582/mo (50% DSR)
Upfront cash ≈ HK$17.00M (deposit + AVD stamp duty HK$2,109,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,714
−HK$12,775/mo
▼ 0.25% · 3.875%
HK$210,051
−HK$6,438/mo
Today · 4.125%
HK$216,489
baseline
▲ 0.50% · 4.625%
HK$229,661
+HK$13,172/mo
Deposit HK$4.96M · loan HK$44.67M · min. income ≈ HK$432,978/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$2,109,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,630
−HK$12,244/mo
▼ 0.25% · 3.875%
HK$232,708
−HK$6,166/mo
Today · 4.125%
HK$238,874
baseline
▲ 0.50% · 4.625%
HK$251,465
+HK$12,591/mo
Deposit HK$4.96M · loan HK$44.67M · min. income ≈ HK$477,748/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$2,109,373 · Scale 2, in force from 26 Feb 2026)