LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,182
−HK$7,097/mo
▼ 0.25% · 3.875%
HK$116,703
−HK$3,576/mo
Today · 4.125%
HK$120,279
baseline
▲ 0.50% · 4.625%
HK$127,598
+HK$7,319/mo
Deposit HK$24.82M · loan HK$24.82M · min. income ≈ HK$240,558/mo (50% DSR)
Upfront cash ≈ HK$26.93M (deposit + AVD stamp duty HK$2,109,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,914
−HK$6,802/mo
▼ 0.25% · 3.875%
HK$129,291
−HK$3,425/mo
Today · 4.125%
HK$132,716
baseline
▲ 0.50% · 4.625%
HK$139,712
+HK$6,996/mo
Deposit HK$24.82M · loan HK$24.82M · min. income ≈ HK$265,432/mo (50% DSR)
Upfront cash ≈ HK$26.93M (deposit + AVD stamp duty HK$2,109,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,818
−HK$8,517/mo
▼ 0.25% · 3.875%
HK$140,043
−HK$4,292/mo
Today · 4.125%
HK$144,335
baseline
▲ 0.50% · 4.625%
HK$153,118
+HK$8,783/mo
Deposit HK$19.85M · loan HK$29.78M · min. income ≈ HK$288,670/mo (50% DSR)
Upfront cash ≈ HK$21.96M (deposit + AVD stamp duty HK$2,109,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,097
−HK$8,163/mo
▼ 0.25% · 3.875%
HK$155,149
−HK$4,111/mo
Today · 4.125%
HK$159,260
baseline
▲ 0.50% · 4.625%
HK$167,655
+HK$8,395/mo
Deposit HK$19.85M · loan HK$29.78M · min. income ≈ HK$318,520/mo (50% DSR)
Upfront cash ≈ HK$21.96M (deposit + AVD stamp duty HK$2,109,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,455
−HK$9,936/mo
▼ 0.25% · 3.875%
HK$163,384
−HK$5,007/mo
Today · 4.125%
HK$168,391
baseline
▲ 0.50% · 4.625%
HK$178,637
+HK$10,246/mo
Deposit HK$14.89M · loan HK$34.74M · min. income ≈ HK$336,782/mo (50% DSR)
Upfront cash ≈ HK$17.00M (deposit + AVD stamp duty HK$2,109,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,279
−HK$9,524/mo
▼ 0.25% · 3.875%
HK$181,007
−HK$4,796/mo
Today · 4.125%
HK$185,803
baseline
▲ 0.50% · 4.625%
HK$195,597
+HK$9,794/mo
Deposit HK$14.89M · loan HK$34.74M · min. income ≈ HK$371,606/mo (50% DSR)
Upfront cash ≈ HK$17.00M (deposit + AVD stamp duty HK$2,109,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,727
−HK$12,776/mo
▼ 0.25% · 3.875%
HK$210,065
−HK$6,438/mo
Today · 4.125%
HK$216,503
baseline
▲ 0.50% · 4.625%
HK$229,677
+HK$13,174/mo
Deposit HK$4.96M · loan HK$44.67M · min. income ≈ HK$433,006/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$2,109,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,645
−HK$12,245/mo
▼ 0.25% · 3.875%
HK$232,723
−HK$6,167/mo
Today · 4.125%
HK$238,890
baseline
▲ 0.50% · 4.625%
HK$251,482
+HK$12,592/mo
Deposit HK$4.96M · loan HK$44.67M · min. income ≈ HK$477,780/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$2,109,514 · Scale 2, in force from 26 Feb 2026)