LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,204
−HK$7,099/mo
▼ 0.25% · 3.875%
HK$116,725
−HK$3,578/mo
Today · 4.125%
HK$120,303
baseline
▲ 0.50% · 4.625%
HK$127,623
+HK$7,320/mo
Deposit HK$24.82M · loan HK$24.82M · min. income ≈ HK$240,606/mo (50% DSR)
Upfront cash ≈ HK$26.93M (deposit + AVD stamp duty HK$2,109,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,938
−HK$6,804/mo
▼ 0.25% · 3.875%
HK$129,316
−HK$3,426/mo
Today · 4.125%
HK$132,742
baseline
▲ 0.50% · 4.625%
HK$139,739
+HK$6,997/mo
Deposit HK$24.82M · loan HK$24.82M · min. income ≈ HK$265,484/mo (50% DSR)
Upfront cash ≈ HK$26.93M (deposit + AVD stamp duty HK$2,109,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,845
−HK$8,518/mo
▼ 0.25% · 3.875%
HK$140,070
−HK$4,293/mo
Today · 4.125%
HK$144,363
baseline
▲ 0.50% · 4.625%
HK$153,148
+HK$8,785/mo
Deposit HK$19.86M · loan HK$29.79M · min. income ≈ HK$288,726/mo (50% DSR)
Upfront cash ≈ HK$21.97M (deposit + AVD stamp duty HK$2,109,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,126
−HK$8,165/mo
▼ 0.25% · 3.875%
HK$155,179
−HK$4,112/mo
Today · 4.125%
HK$159,291
baseline
▲ 0.50% · 4.625%
HK$167,687
+HK$8,396/mo
Deposit HK$19.86M · loan HK$29.79M · min. income ≈ HK$318,582/mo (50% DSR)
Upfront cash ≈ HK$21.97M (deposit + AVD stamp duty HK$2,109,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,486
−HK$9,938/mo
▼ 0.25% · 3.875%
HK$163,415
−HK$5,009/mo
Today · 4.125%
HK$168,424
baseline
▲ 0.50% · 4.625%
HK$178,672
+HK$10,248/mo
Deposit HK$14.89M · loan HK$34.75M · min. income ≈ HK$336,848/mo (50% DSR)
Upfront cash ≈ HK$17.00M (deposit + AVD stamp duty HK$2,109,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,314
−HK$9,525/mo
▼ 0.25% · 3.875%
HK$181,042
−HK$4,797/mo
Today · 4.125%
HK$185,839
baseline
▲ 0.50% · 4.625%
HK$195,635
+HK$9,796/mo
Deposit HK$14.89M · loan HK$34.75M · min. income ≈ HK$371,678/mo (50% DSR)
Upfront cash ≈ HK$17.00M (deposit + AVD stamp duty HK$2,109,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,767
−HK$12,778/mo
▼ 0.25% · 3.875%
HK$210,106
−HK$6,439/mo
Today · 4.125%
HK$216,545
baseline
▲ 0.50% · 4.625%
HK$229,721
+HK$13,176/mo
Deposit HK$4.96M · loan HK$44.68M · min. income ≈ HK$433,090/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$2,109,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,689
−HK$12,247/mo
▼ 0.25% · 3.875%
HK$232,769
−HK$6,167/mo
Today · 4.125%
HK$238,936
baseline
▲ 0.50% · 4.625%
HK$251,531
+HK$12,595/mo
Deposit HK$4.96M · loan HK$44.68M · min. income ≈ HK$477,872/mo (50% DSR)
Upfront cash ≈ HK$7.07M (deposit + AVD stamp duty HK$2,109,925 · Scale 2, in force from 26 Feb 2026)