LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,321
−HK$709/mo
▼ 0.25% · 3.875%
HK$11,673
−HK$357/mo
Today · 4.125%
HK$12,030
baseline
▲ 0.50% · 4.625%
HK$12,763
+HK$733/mo
Deposit HK$2.48M · loan HK$2.48M · min. income ≈ HK$24,060/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$111,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,594
−HK$680/mo
▼ 0.25% · 3.875%
HK$12,932
−HK$342/mo
Today · 4.125%
HK$13,274
baseline
▲ 0.50% · 4.625%
HK$13,974
+HK$700/mo
Deposit HK$2.48M · loan HK$2.48M · min. income ≈ HK$26,548/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$111,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,585
−HK$852/mo
▼ 0.25% · 3.875%
HK$14,007
−HK$430/mo
Today · 4.125%
HK$14,437
baseline
▲ 0.50% · 4.625%
HK$15,315
+HK$878/mo
Deposit HK$1.99M · loan HK$2.98M · min. income ≈ HK$28,874/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$111,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,113
−HK$816/mo
▼ 0.25% · 3.875%
HK$15,518
−HK$411/mo
Today · 4.125%
HK$15,929
baseline
▲ 0.50% · 4.625%
HK$16,769
+HK$840/mo
Deposit HK$1.99M · loan HK$2.98M · min. income ≈ HK$31,858/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$111,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,849
−HK$994/mo
▼ 0.25% · 3.875%
HK$16,342
−HK$501/mo
Today · 4.125%
HK$16,843
baseline
▲ 0.50% · 4.625%
HK$17,868
+HK$1,025/mo
Deposit HK$1.49M · loan HK$3.48M · min. income ≈ HK$33,686/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$111,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,632
−HK$952/mo
▼ 0.25% · 3.875%
HK$18,105
−HK$479/mo
Today · 4.125%
HK$18,584
baseline
▲ 0.50% · 4.625%
HK$19,564
+HK$980/mo
Deposit HK$1.49M · loan HK$3.48M · min. income ≈ HK$37,168/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$111,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,377
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$21,011
−HK$644/mo
Today · 4.125%
HK$21,655
baseline
▲ 0.50% · 4.625%
HK$22,973
+HK$1,318/mo
Deposit HK$496K · loan HK$4.47M · min. income ≈ HK$43,310/mo (50% DSR)
Upfront cash ≈ HK$608K (deposit + AVD stamp duty HK$111,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,669
−HK$1,225/mo
▼ 0.25% · 3.875%
HK$23,277
−HK$617/mo
Today · 4.125%
HK$23,894
baseline
▲ 0.50% · 4.625%
HK$25,154
+HK$1,260/mo
Deposit HK$496K · loan HK$4.47M · min. income ≈ HK$47,788/mo (50% DSR)
Upfront cash ≈ HK$608K (deposit + AVD stamp duty HK$111,704 · Scale 2, in force from 26 Feb 2026)