LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,214
−HK$7,099/mo
▼ 0.25% · 3.875%
HK$116,735
−HK$3,578/mo
Today · 4.125%
HK$120,313
baseline
▲ 0.50% · 4.625%
HK$127,634
+HK$7,321/mo
Deposit HK$24.82M · loan HK$24.82M · min. income ≈ HK$240,626/mo (50% DSR)
Upfront cash ≈ HK$26.93M (deposit + AVD stamp duty HK$2,110,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,949
−HK$6,805/mo
▼ 0.25% · 3.875%
HK$129,327
−HK$3,427/mo
Today · 4.125%
HK$132,754
baseline
▲ 0.50% · 4.625%
HK$139,751
+HK$6,997/mo
Deposit HK$24.82M · loan HK$24.82M · min. income ≈ HK$265,508/mo (50% DSR)
Upfront cash ≈ HK$26.93M (deposit + AVD stamp duty HK$2,110,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,856
−HK$8,520/mo
▼ 0.25% · 3.875%
HK$140,082
−HK$4,294/mo
Today · 4.125%
HK$144,376
baseline
▲ 0.50% · 4.625%
HK$153,161
+HK$8,785/mo
Deposit HK$19.86M · loan HK$29.79M · min. income ≈ HK$288,752/mo (50% DSR)
Upfront cash ≈ HK$21.97M (deposit + AVD stamp duty HK$2,110,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,139
−HK$8,165/mo
▼ 0.25% · 3.875%
HK$155,192
−HK$4,112/mo
Today · 4.125%
HK$159,304
baseline
▲ 0.50% · 4.625%
HK$167,702
+HK$8,398/mo
Deposit HK$19.86M · loan HK$29.79M · min. income ≈ HK$318,608/mo (50% DSR)
Upfront cash ≈ HK$21.97M (deposit + AVD stamp duty HK$2,110,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,499
−HK$9,939/mo
▼ 0.25% · 3.875%
HK$163,429
−HK$5,009/mo
Today · 4.125%
HK$168,438
baseline
▲ 0.50% · 4.625%
HK$178,688
+HK$10,250/mo
Deposit HK$14.89M · loan HK$34.75M · min. income ≈ HK$336,876/mo (50% DSR)
Upfront cash ≈ HK$17.00M (deposit + AVD stamp duty HK$2,110,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,329
−HK$9,526/mo
▼ 0.25% · 3.875%
HK$181,058
−HK$4,797/mo
Today · 4.125%
HK$185,855
baseline
▲ 0.50% · 4.625%
HK$195,652
+HK$9,797/mo
Deposit HK$14.89M · loan HK$34.75M · min. income ≈ HK$371,710/mo (50% DSR)
Upfront cash ≈ HK$17.00M (deposit + AVD stamp duty HK$2,110,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,785
−HK$12,779/mo
▼ 0.25% · 3.875%
HK$210,124
−HK$6,440/mo
Today · 4.125%
HK$216,564
baseline
▲ 0.50% · 4.625%
HK$229,741
+HK$13,177/mo
Deposit HK$4.96M · loan HK$44.68M · min. income ≈ HK$433,128/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$2,110,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,708
−HK$12,249/mo
▼ 0.25% · 3.875%
HK$232,789
−HK$6,168/mo
Today · 4.125%
HK$238,957
baseline
▲ 0.50% · 4.625%
HK$251,552
+HK$12,595/mo
Deposit HK$4.96M · loan HK$44.68M · min. income ≈ HK$477,914/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$2,110,106 · Scale 2, in force from 26 Feb 2026)