LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,325
−HK$711/mo
▼ 0.25% · 3.875%
HK$11,678
−HK$358/mo
Today · 4.125%
HK$12,036
baseline
▲ 0.50% · 4.625%
HK$12,768
+HK$732/mo
Deposit HK$2.48M · loan HK$2.48M · min. income ≈ HK$24,072/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$111,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,599
−HK$681/mo
▼ 0.25% · 3.875%
HK$12,937
−HK$343/mo
Today · 4.125%
HK$13,280
baseline
▲ 0.50% · 4.625%
HK$13,980
+HK$700/mo
Deposit HK$2.48M · loan HK$2.48M · min. income ≈ HK$26,560/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$111,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,590
−HK$853/mo
▼ 0.25% · 3.875%
HK$14,013
−HK$430/mo
Today · 4.125%
HK$14,443
baseline
▲ 0.50% · 4.625%
HK$15,321
+HK$878/mo
Deposit HK$1.99M · loan HK$2.98M · min. income ≈ HK$28,886/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$111,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,119
−HK$817/mo
▼ 0.25% · 3.875%
HK$15,525
−HK$411/mo
Today · 4.125%
HK$15,936
baseline
▲ 0.50% · 4.625%
HK$16,776
+HK$840/mo
Deposit HK$1.99M · loan HK$2.98M · min. income ≈ HK$31,872/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$111,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,856
−HK$994/mo
▼ 0.25% · 3.875%
HK$16,349
−HK$501/mo
Today · 4.125%
HK$16,850
baseline
▲ 0.50% · 4.625%
HK$17,875
+HK$1,025/mo
Deposit HK$1.49M · loan HK$3.48M · min. income ≈ HK$33,700/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$111,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,639
−HK$953/mo
▼ 0.25% · 3.875%
HK$18,112
−HK$480/mo
Today · 4.125%
HK$18,592
baseline
▲ 0.50% · 4.625%
HK$19,572
+HK$980/mo
Deposit HK$1.49M · loan HK$3.48M · min. income ≈ HK$37,184/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$111,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,386
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$21,020
−HK$644/mo
Today · 4.125%
HK$21,664
baseline
▲ 0.50% · 4.625%
HK$22,982
+HK$1,318/mo
Deposit HK$497K · loan HK$4.47M · min. income ≈ HK$43,328/mo (50% DSR)
Upfront cash ≈ HK$608K (deposit + AVD stamp duty HK$111,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,679
−HK$1,225/mo
▼ 0.25% · 3.875%
HK$23,287
−HK$617/mo
Today · 4.125%
HK$23,904
baseline
▲ 0.50% · 4.625%
HK$25,164
+HK$1,260/mo
Deposit HK$497K · loan HK$4.47M · min. income ≈ HK$47,808/mo (50% DSR)
Upfront cash ≈ HK$608K (deposit + AVD stamp duty HK$111,751 · Scale 2, in force from 26 Feb 2026)